The HDFC Millennia Credit Card was relaunched on October. The bank has partnered with some of the most prominent brands in the demand to offer CashPoints worth 5% of the spending on each purchase, which makes it unique.
Welcome Benefit
- 1000 CashPoints ( applicable only on payment of membership fee).
- ₹ 1000 worth gift vouchers on spends of ₹100000 and over in each schedule quarter.
- 5% Cashback on Amazon,BookMyShow,Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.
- 1% cashback on all other spends (except Fuel) including EMI & Wallet deals.
- Dineout membership reduction upto 20% at partner cafés .
- joining fee = ₹1,000 + taxes
- An annual fee or renewal fee =₹1,000 + taxes
Complimentary Lounge - 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter. ₹ 2 or ₹ 25 ( depending upon VISA/ RuPay/ Diners or MasterCard) will be charged to the Credit Card for the Lounge Access)
Surcharge Waiver - 1 surcharge on fuel will be waived off at all petrol pumps in India (tran ₹ 400 to ₹ 500) the maximum of ₹ 250 in one billing cycle.
CashBack Redemption & Validity - The redemption against the statement balance will be at the rate of 1 CashPoint = ₹ 1
- The minimal CashPoint balance needed for redemption against the statement balance is 500 CashPoints.
- CashPoints can also be used for redemption against trip benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30.
- Unredeemed CashPoints will expire/ lapse after 2 year of accumulation
- Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50 of the booking value through Reward Points. Rest of the deal amount will have to be paid via the Credit Card limit.
- Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30
Added Features
Zero Lost Card Liability-
In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it directly to our 24-hour call centre, you have zero liability on any fraudulent deals made on your Credit Card.
Interest Free Credit Period- There’s an interest-free period of 50 days from the date of purchase.
Eligibility
For Salaried
Indian national
Age Min 21 yrs & Max 40 Yrs,
Income Gross Monthly Income> ₹ 35,000
For Self Employed
Indian public
Age Min 21 yrs & Max 40 Yrs, Income ITR> ₹6.0 Lakhs per annum