Progressive Car Insurance has been a leading provider in the auto insurance industry for decades. In this review, we will take a look at the company’s coverage options, discounts, and customer service in 2023 to help you determine if Progressive is the right choice for your car insurance needs.
Progressive Review Summary
With a 3.8/5 rating from the above-average ratings from agencies like J.D. Power, Progressive Car Insurance is a very solid insurance provider overall. Progressive is among the 25 insurance companies with the lowest prices, and its auto insurance policies are made even more affordable by hefty discounts.
Learn more about Progressive’s insurance options, how it stacks up against leading competitors, and what it can do to improve the customer experience in the sections below.
Brief overview of Progressive Car Insurance
Progressive Car Insurance is one of the largest auto insurance providers in the United States. The company was founded in 1937 and has grown to offer coverage in all 50 states. Progressive offers a variety of coverage options, including liability, collision, and comprehensive coverage, as well as discounts for things like multiple cars and safe driving. They also offer usage-based insurance, which tracks a policyholder’s driving habits and rewards safe driving with discounts. Progressive is known for its competitive pricing, easy online quote process, and its Snapshot program, which offers discounts to safe drivers. The company also offers a variety of discounts and other perks, such as a loyalty program and accident forgiveness.
Purpose of the review
The purpose of this review is to provide an in-depth analysis of Progressive Car Insurance and its offerings in 2023. The review aims to evaluate the coverage options, discounts, and customer service provided by the company. It will also help to compare the features of Progressive with other insurance providers in the market, with the goal of providing readers with the information they need to make an informed decision about their car insurance needs. The review will also highlight the key features and special programs that Progressive offers in order to help the readers understand how the company stands out in the market. Overall, the review will provide an overall picture of Progressive Car Insurance’s performance and its ability to meet the expectations of the customers.
Description of different coverage options offered by Progressive
Progressive offers a variety of coverage options for car insurance. The main coverage options include:
- Liability coverage: This coverage is required by most states and pays for damages or injuries you cause to another driver or their property while operating your vehicle. Progressive offers liability coverage with limits up to $500,000.
- Collision coverage: This coverage pays for damages to your vehicle resulting from a collision with another car or object. Progressive offers collision coverage with deductibles ranging from $0 to $1,000.
- Comprehensive coverage: This coverage pays for damages to your vehicle resulting from non-collision events such as theft, fire, or natural disasters. Progressive offers comprehensive coverage with deductibles ranging from $0 to $1,000.
- Personal Injury Protection (PIP): This coverage pays for medical expenses and lost wages resulting from an accident, regardless of who is at fault. Progressive offers PIP coverage with limits up to $250,000.
- Uninsured/Underinsured Motorist: This coverage pays for damages or injuries caused by an uninsured or underinsured driver. Progressive offers uninsured/underinsured motorist coverage with limits up to $500,000.
Progressive also offers additional coverage options such as rental car reimbursement and glass coverage. Customers can customize their coverage options by choosing from a variety of deductibles, limits and additional options to suit their needs.
Comparison with other insurance providers
When comparing Progressive’s coverage options with those of other insurance providers, it is important to consider factors such as the types of coverage offered, the limits and deductibles available, and the cost of the coverage.
In terms of types of coverage, Progressive offers a standard set of options similar to most other major insurance providers. However, some providers may offer additional coverage options such as specialized coverage for classic or high-value vehicles.
Progressive’s limits and deductibles are comparable to those offered by other major insurance providers. However, some providers may have higher limits or lower deductibles available.
In terms of cost, Progressive is known for its competitive pricing, which can make its coverage options more affordable than those of some other providers. However, it’s important to note that the cost of car insurance can vary widely depending on factors such as the driver’s age, location, and driving history.
It’s important to shop around and compare rates and coverage options from multiple providers to find the best policy for your needs.
Additional Options for Progressive Car Insurance:
- Emergency Roadside Service: Includes fuel delivery, lock-out assistance, flat-tire repairs, and towing fees.
- Rented Automobile Reimbursement: Pays for the costs of a rental car while the damage from an accident is being fixed on your car.
- Custom Parts & Equipment Value Coverage: Pays for the replacement or repair of specially installed auto accessories (e.g., stereos, custom rims, etc.).
- Rideshare Coverage: When you drive for a ridesharing operator, your auto policy’s rideshare coverage is extended to include protection for both you and your car.
- Loan-Lease Payoff: This insurance policy pays the difference between the value of your car at the time of an accident and the amount you still owe on it.
- Pet Injury Coverage: Insures harm to pets caused by auto accidents. This benefit is complimentary because it is a component of your collision policy.
- Deductible Savings Bank: When you go six months without filing a claim, the Deductible Savings Bank will assist in lowering your collision and comprehensive deductibles by $50 each. Savings keep going until you have nothing left.
Although Progressive offers auto insurance products all around the country, the specifics and coverage options differ by state.
Specialty Types of Progressive Car Insurance Policies:
- Progressive Commercial Auto Insurance For people who utilise their vehicles for business purposes, including SUVs, tow trucks, food trucks, and more, Progressive Commercial Auto Insurance is available.
- Progressive Classic Car Insurance Owners of vintage or collectible cars can get Progressive Classic Car Insurance. A third party insurer provides the coverage (Hagerty).
- Progressive Mexico Auto Insurance People who intend to drive in Mexico should consider Progressive Mexico Auto Insurance. Basic, standard, and extended coverage options are available. Third-party insurer is providing this coverage (MexPro).
With insurance plans for motorcycles, boats, trailers, all-terrain vehicles, snowmobiles, and more, Progressive can also give you peace of mind when you want to live life to the fullest.
Progressive Insurance Transparency
60% Category Rating (3 out of 5)
Progressive receives a passing grade in the transparency category because some, but not all, of the company’s crucial information is available on its website and mobile application. Call 800-776-4737 to speak with a live agent or to connect online with an agent for additional details.
KeyPoint :
A summary of key points of Progressive Car Insurance review would include:
- Progressive is one of the largest auto insurance providers in the United States, founded in 1937 and provides coverage in all 50 states.
- They offer a variety of coverage options, including liability, collision, and comprehensive coverage, as well as discounts for things like multiple cars and safe driving.
- Progressive is known for its competitive pricing, easy online quote process, and its Snapshot program, which offers discounts to safe drivers.
- They also offer a variety of discounts and other perks, such as a loyalty program and accident forgiveness.
- Progressive also offers additional coverage options such as rental car reimbursement and glass coverage
- In terms of types of coverage, Progressive offers a standard set of options similar to most other major insurance providers.
- Progressive’s limits and deductibles are comparable to those offered by other major insurance providers.
- The cost of car insurance can vary widely depending on factors such as the driver’s age, location, and driving history.
- It’s important to shop around and compare rates and coverage options from multiple providers to find the best policy for your needs.
Please note that this is a general summary, it can vary depending on the specific review and the information that was provided.
FAQ
How good is Progressive customer service?
Progressive ties with Travelers and Allstate with a score of 4.1 out of 5 in our survey for customer service. Only AAA and American Family score lower in this category.
What is the purpose of Progressive Insurance?
Jack Green and Joseph Lewis founded Progressive Mutual Insurance Company on March 10, 1937. They believed that investing in an insurance firm would be a wise move for a couple of young attorneys who wished to offer security and protection to vehicle owners.
Who is the target audience for Progressive Insurance?
Progressive’s target market is adults between the ages of 31 and 45. These clients are buying a home, getting married, and starting families. Customers are especially motivated to buy life insurance while they are going through significant life changes.