Best Sign-Up Bonus Credit Cards : Credit card sign-up bonuses provide a relatively swift means to amass a substantial cache of rewards right from the outset. The only prerequisite is meeting a minimum spending threshold within a specified time frame. These bonuses can often translate to values of up to $1,000 or more, equating to a few complimentary flights or multiple nights of accommodation. The precise value hinges on the type of rewards you opt for and your chosen method of redemption.
In our effort to assist you in embarking on your rewards journey, we diligently compared over 80 of the finest available credit cards to pinpoint sign-up bonus offers that truly stand out. The bonuses we present here range from $200 to $1,250, featuring reasonable requirements and flexibility when it’s time to redeem your rewards.
Continue reading to discover our recommended credit card sign-up bonuses, along with the additional benefits and features each card offers, and essential considerations to ponder before you make your decision.
Best credit card sign-up bonus comparison chart 2023
| Card | Best for | Bonus rewards | Annual fees | Credit score | |
|---|---|---|---|---|---|
| Chase Sapphire Preferred® Card | Flexible rewards | Earn 60,000 bonus points | $95 | Excellent, Good | |
| Capital One Venture Rewards Credit Card | Flat-rate rewards card | Enjoy a one-time bonus of 75,000 Miles | $95 | Excellent, Good | |
| Capital One Venture X Business | Small businesses | 150,000 Miles | $395 | Excellent | |
| Chase Sapphire Reserve® | Luxury travel | Earn 60,000 bonus points | $550 | Excellent | |
| Citi Premier® Card | Everyday spending | Earn 60,000 bonus ThankYou® Points | $95 | Excellent, Good | |
| Chase Freedom Unlimited® | Cash back | SPECIAL OFFER: Unlimited Matched Cash Back. | $0 | Excellent, Good | |
| The Platinum Card® from American Express | Premium perks | Earn 80,000 Membership Rewards® Points | $695 | Good, Excellent | |
| Blue Cash Preferred® Card from American Express | Groceries and gas | Earn a $250 statement credit | $0 intro annual fee for the first year, then $95. | Good, Excellent | |
| American Express® Gold Card | Food spending | Earn 60,000 Membership Rewards® Points | $250 | Good, Excellent | |
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® | Flights | Earn 65,000 American Airlines AAdvantage® bonus miles | $99, waived for first 12 months | Excellent | |
| Ink Business Preferred® Credit Card | Small businesses | New Cardmember Offer! Earn 100,000 bonus points | $95 | Excellent, Good |
click here –Chase Freedom Unlimited: Double Your Cash Back With An Extra 1.5% for Your First 12 Months
Our recommendations for the the best credit card sign-up bonus for October 2023
1.Best for flexible rewards: Chase Sapphire Preferred® Card
Credit score – Excellent, Good
Annual fees – $95
Bonus rewards – Earn 60,000 bonus points
Full bonus details – Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
Welcome Offer: With the Chase Sapphire Preferred® Card, you have the opportunity to earn an impressive 60,000 bonus points by spending $4,000 on purchases within the first 3 months of opening your account. This can be converted into a value of $750 when you redeem your points through the Chase Ultimate Rewards® platform.
Other reasons to consider this card: The card offers rewards that are part of the versatile Chase Ultimate Rewards program, enabling you to redeem points for various options, including cash back, gift cards, merchandise, travel bookings through Chase, and 1:1 transfers to Chase’s airline and hotel partners.
Additionally, you can benefit from a $50 annual hotel credit through Chase, a selection of complimentary travel insurance perks, and a 25% boost in point value when you redeem them for airfare, hotels, rental cars, and more through the Chase travel portal.
2.Best flat-rate rewards card: Capital One Venture Rewards Credit Card
Credit score – Excellent, Good
Annual fees – $95
Bonus rewards – Enjoy a one-time bonus of 75,000 Miles
Full bonus details – Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
Welcome Offer: When you sign up for the Capital One Venture Rewards Credit Card, you’ll be treated to an enticing one-time bonus of 75,000 miles after you make $4,000 in purchases within the first 3 months of opening your account.
Additional Reasons to Consider this Card: This card provides you with the opportunity to earn 2x miles on everyday expenses and bills, and a generous 5x miles on hotel and car rental reservations made through Capital One. The rewards are exceptionally versatile, allowing you to exchange them for gift cards, merchandise, travel bookings via Capital One Travel, or transfer them to Capital One’s airline and hotel partners.
Moreover, the card comes with several travel-related advantages, including two visits to Capital One airport lounges, a credit to cover the cost of Global Entry or TSA PreCheck® membership, and Hertz Five Star status.
click here – Best Small Business Credit Cards for February 2024
3.Best for businesses that spend big: Capital One Venture X Business
Credit score – Excellent
Annual fees – $395
Bonus rewards – 150,000 Miles
Full bonus details – 150,000 Miles once you spend $30,000 in the first 3 months from account opening
Welcome Offer: The Capital One Venture X Business extends an appealing welcome bonus to business owners, allowing them to earn 75,000 bonus miles upon spending $4,000 on purchases within the initial 3 months from account activation.
Additional Reasons to Consider this Card: Similar to its consumer counterpart, the Capital One Venture X Business boasts a straightforward earning structure, facilitating the accumulation of travel rewards for small business proprietors. Cardholders enjoy a consistent 2x miles on standard purchases, coupled with 5x miles on flights booked through Capital One and a lucrative 10x miles on hotel and rental car reservations made via the portal.
Although the card carries a $395 annual fee, the array of benefits, including a $300 annual travel credit, a credit for Global Entry or TSA PreCheck® membership, and comprehensive airport lounge access (comprising Priority Pass Select and Capital One lounges), more than offset this cost. Moreover, the card provides adaptable rewards that can be utilized for gift cards, statement credits, travel bookings through Capital One, or transfers to Capital One’s airline and hotel partners.
4.Best for luxury travel: Chase Sapphire Reserve®
credit score – Excellent
Annual fees – $550
Bonus rewards – Earn 60,000 bonus points
Full bonus details – Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
Welcome Offer: The Chase Sapphire Reserve® extends an enticing welcome bonus that enables you to acquire 60,000 bonus points upon spending $4,000 on purchases during the initial 3 months from the opening of your account. This bonus translates to a value of $900 when redeemed through Chase Ultimate Rewards® and can be applied towards travel expenses.
Additional Reasons to Consider this Card: This high-end luxury travel credit card accumulates versatile Chase Ultimate Rewards points, which can be converted into cash back, gift cards, merchandise, travel bookings via Chase, or transfers to esteemed Chase airline and hotel partners, including British Airways, Southwest Rapid Rewards, United MileagePlus, and World of Hyatt.
Cardholders also receive the benefit of a 50% boost in point value when redeeming them for travel via the Chase portal. The card is further enriched with luxurious travel perks, encompassing Priority Pass Select airport lounge membership, a $300 annual travel credit, a credit to offset fees for Global Entry, NEXUS, or TSA PreCheck® membership, among others. Additionally, cardmembers gain access to a wide range of inclusive travel insurance advantages, such as trip cancellation and interruption coverage, primary auto rental insurance, reimbursement for lost luggage, and compensation for baggage delay.
click here – Best Travel Credit Cards for February 2024