A co-branded shopping credit card called Amazon Pay ICICI Credit Card was just introduced on the Visa payment network by ICICI Bank in collaboration with Amazon India. It quickly rose to become one of the nation’s most popular credit cards for online shopping. It used to be an invitation-only product, but it’s now available to everyone. The Amazon ICICI Credit Card rewards you with cashback in the form of Amazon Pay balance, which appears in your Amazon Pay balance, which is why it is so well-liked.

For Amazon Prime subscribers, this credit card is even more advantageous since you may receive up to 5% cash back on purchases made on Amazon, which, as you are surely aware, is the biggest e-commerce site with more than 16 crore goods. In addition to Amazon Pay cashback, this card provides a number of other advantages, including a 15% dining bill discount at all eateries taking part in ICICI Bank’s Culinary Treats programme and a waiver of fuel surcharges at all gas stations in India.

Amazon Pay ICICI Credit Card Product Details

• Receive welcome bonuses of Rs. 1500 and a 3-month Prime subscription.
• With a few exceptions, Amazon Prime members receive 5% cashback on all purchases made on Amazon.com.
• On Amazon, non-Prime customers receive 3% cashback as opposed to 5%.
• Only purchases made on Amazon India (amazon.in) are eligible for further cashback.
• Utilising this card with Amazon Pay will get you 2% rewards at more than 100 partner stores.
• Except for gasoline purchases, all other retail transactions get 1% cashback.
• Fuel purchases are exempt from the 1% fee.
• Reward Points were added to your Amazon Pay wallet as cashback.
• Reward Points earned on the card and transferred as an Amazon Pay balance have no expiration date.
• For example, there is no minimum amount needed to transfer Points to your Amazon Pay wallet as Amazon Pay balance when redeeming rewards.
• As part of the bank’s Culinary Treats programme, dining benefits are provided.

Amazon Pay ICICI Credit Card Fees & Charges:

• Joining Fee: Nil
• Annual Fee: Nil
• Add-on Card Fee:Nil

• Interest Rate:The monthly interest rate on this card ranges from 3.5% to 3.8% (or 42% to 45.6% yearly).
• Cash Advance Charge:When using this card to withdraw cash from ATMs, a cash advance fee of 2.5% of the transaction amount (or a minimum of Rs. 500) is applied.
• Foreign Currency Mark-up:On foreign exchange transactions done with an ICICI Amazon Pay Credit Card, a mark-up fee of 3.5% of the entire transaction value is charged.
• Card Replacement Fee:For creating a new credit card in lieu of a lost or forgotten credit card, ICICI Bank charges a card replacement cost of Rs. 100.
• Spend based Waiver: no spend based waiver

Amazon Pay ICICI Credit Card Eligibility Required

Criteria	Details
Occupation	Salaried or Self Employed
Nationality	Resident of India or a Non-Resident Indian
Age*	18 to 60 years
Minimum Income Required	Rs. 25,000 for ICICI Customers, Rs. 35,000 for other applicants

ICICI Amazon Pay Credit Card Features and Benefits

As was already said, the Amazon Pay ICICI Credit Card is a co-branded, entry-level buying credit card designed with the demands of online customers who adore purchasing from Amazon in mind. The card offers a high reward rate on purchases made on Amazon because it is a co-branded credit card with Amazon. You do not receive many additional advantages with this credit card because it is a fairly basic credit card. For more details, continue reading our Amazon Pay ICICI Credit Card review.

Amazon Pay ICICI Credit Card Welcome Benefits:

With the card, you receive unique welcome incentives worth Rs. 1500 and a free 3-month Prime subscription. The following appreciated advantages are provided:

• Get a flat Rs. 150 discount on your first Amazon purchase or bill payment
• 20% off your power bill payment, up to a maximum of Rs. 250
• 50% back on your prepaid cellphone recharge, up to Rs. 100.
• 25% of your postpaid cell bill payment, up to a maximum of Rs. 300
• 10% return on petrol cylinder payments up to Rs. 125
• 25% off of your broadband bill payment, up to a maximum of Rs. 350
• 25% off of your DTH recharge, up to Rs. 100

Dining Benefits:As part of the ICICI bank’s Culinary Treats programme, this card offers you savings of at least 15% on bill payments at all participating restaurants.

Fuel Surcharge Waiver and Cashback:At all petrol stations in India, you may avoid paying the 1% fuel fee (so long as your purchase doesn’t cost more than Rs 4,000).

ICICI Amazon Pay Credit Card Documents Required:

Identity Proof : Aadhaar Card, Voter Card, PAN Card, Passport, Driving License, etc.

Address Proof : Aadhaar Card, Voter Card, Electricity/Telephone Bill, Passport, Driving License, etc.

Proof of Income : Salary slip, ITR acknowledgment

Amazon Pay ICICI Credit Card Rewards / Cashback:

For compulsive Amazon shoppers, the ICICI Amazon Pay Credit Card is without a doubt the greatest option and a need, especially if you are a Prime member. Well, it goes without saying that you have a Prime membership if you adore Amazon! However, Amazon Prime subscribers will find the benefits of this card to be more sweet.

• With a few exclusions, Prime members receive 5% cashback on all purchases made on Amazon India (amazon.in).
• With the same exclusions that apply to Prime users, non-Prime customers will receive 3% cashback on Amazon rather than 5%.
• It should be mentioned that only purchases made on Amazon India (amazon.in) are eligible for the 5% or 3% cashback on Amazon. The eligible cashback would be 1% for purchases made from any other Amazon country-specific domain, including amazon.com, just as for any other online transaction.
• Additionally, you receive 2% reward when using the credit card with Amazon Pay to make purchases from more than 100 partner stores. just when using the Amazon Pay option on the partner merchant’s website will you receive the additional 2% cashback; otherwise, just the standard reward of 1% will be given.
• With the exception of payments made at petrol stations, all other transactions done with the card—both online and offline—are eligible for 1% cashback.

Exclusions on Cashback

E-books, airline tickets, gift cards, utility bill payments, adding money to Amazon Pay, DTH, and cellphone recharges on Amazon.in only provide 2% cashback instead of 5%.
On EMI and gold purchases made on Amazon, no reward points or cashback are collected.

Reward Points/Cashback Redemption

• At the conclusion of each billing cycle, the Reward Points earned with the Amazon Pay Bank ICICI Credit Card are automatically credited to the Amazon Pay balance of the Amazon account connected to the card.
• For purchases made through Amazon and the Amazon Pay wallet at all merchants, 1 Reward Point equals 1 Re.
• Use your Amazon Pay balance to make purchases on Amazon or at any of the partner stores that offer the payment option.

How to Apply for Amazon Pay ICICI Bank Credit Card

The Amazon Pay card was initially a limited-access option, but it is now available to everyone. Both Amazon and the official website of the ICICI bank accept applications for this Card. Once the KYC verification is complete, the application is processed. The KYC verification for this card can be finished in one of two ways:

• Video Mode: After providing your PAN card and Aadhar card information, a representative from ICICI bank will contact you to arrange a video-based verification. You must respond to a few straightforward questions and provide the bank representative with the original copy of your PAN card.
• Offline method: A bank representative will visit you at your address to check your papers once you apply for a credit card and select the offline method for KYC verification.

How to Check ICICI Bank Amazon Pay Credit Card Application Status?

You must sign into your Amazon account in order to access the Amazon Pay ICICI Bank Credit Card application page and click/tap on “Check Application Status” if you have already applied for this credit card.

Activation and PIN Generation

For domestic transactions, the Amazon Pay ICICI Bank Credit Card is automatically enabled. According to RBI guidelines, international and contactless transactions are blocked by default. Through ICICI online banking or the iMobile app, you may set your card up for foreign or contactless transactions.

Upon card issue, the PIN for your Amazon Credit Card is instantly delivered to the registered cellphone number. By calling the bank’s customer service IVR line at 1800 102 0123, using the iMobile app, or using ICICI internet banking, you may also manually generate your card’s PIN.

Amazon Pay ICICI Bank Credit Card Login / Internet Banking

If you already have an internet banking account with ICICI Bank, your new Amazon Pay Credit Card will be linked immediately; however, if you have a standalone Credit Card, you must register it on the ICICI website in order to enable internet banking for the card.

Visit the official ICICI internet banking portal, click “Get User ID,” and then choose the “Credit Card” option on the page that appears to activate online banking for your ICICI Amazon Credit Card. Complete the registration procedure by entering all the necessary information in the corresponding areas. Alternately, you can use the iMobile Pay app to authorise your credit card for internet banking.

Amazon Pay ICICI Credit Card Customer Care Number & E-mail ID

Customers of ICICI bank’s Amazon Pay credit cards can reach customer service representatives via phone or email around-the-clock. You may get in touch with ICICI’s call centre by calling their 24-hour helpline number at 18601207777, or you can send them an email at customer.care@icicibank.com if you have any more questions about your credit card. You can contact their superiors at headservicequality@icicibank.com if the problem has not yet been fixed.

Amazon pay icici credit card lounge access

Amazon Pay ICICI Credit Card does not provide specific lounge access benefits. However, credit card benefits and features can change over time. It’s always best to refer to the official website of ICICI Bank or Amazon Pay for the most up-to-date and accurate information regarding lounge access or any other benefits associated with the card.

Amazon pay icici credit card offers

• Welcome Offer: New cardholders may receive a welcome gift in the form of Amazon Pay balance upon card activation.
• Reward Points: The credit card allows you to earn reward points on all your purchases, both on Amazon and elsewhere. These points can be redeemed for Amazon Pay balance.
• Amazon Prime Membership: The card offers complimentary Amazon Prime membership for one year, which includes benefits such as free and faster delivery on eligible Amazon purchases, access to Prime Video, Prime Music, and more.
• No Cost EMI: Cardholders may have the option to convert eligible purchases into convenient monthly installments at no additional cost.
• Fuel Surcharge Waiver: You may be eligible for a fuel surcharge waiver at select fuel stations across India when you use your Amazon Pay ICICI Credit Card for fuel transactions.
• Dining Offers: The card may provide discounts and offers on dining at partner restaurants.

ICICI Amazon Pay Credit Card limit

The ICICI Bank bases the credit limit for the ICICI Amazon Pay Credit Card on a number of variables, including the customer’s creditworthiness, credit history, income, and other pertinent variables. Depending on each person’s unique profile and credit score, the credit limit might differ.

You can seek a credit limit increase using net banking or mobile banking, ICICI Bank customer service, or by calling the number on the back of your ICICI Amazon Pay Credit Card. However, before granting the request for a credit limit increase, the bank will look at your credit history, payment history, and other considerations.

To maintain a high credit score and prevent taking on too much debt, it’s critical to use your credit card carefully and keep your credit utilization ratio below 30% of the credit limit.

FAQ – Amazon Pay ICICI Credit Card