Looking for the best fuel credit cards? Discover the top options for earning rewards, cash back, and discounts on gas purchases with our comprehensive guide to the best fuel credit cards on the market. Compare features, fees, and benefits to find the right card for your needs and start saving on your fuel expenses today.
While the majority of other credit cards don’t offer any reward points for purchases made at petrol stations, fuel credit cards do. The rate of redemption of reward points gained on gasoline credit cards is frequently greater when used to pay for fuel expenditures (i.e., the value of reward points when used to pay for petrol is higher). If you drive everyday for a long time in your own automobile and gasoline purchases make up a sizable amount of your overall credit card expenditure, then these credit cards may be appropriate for you.
1) ICICI Bank HPCL Super Saver Credit Card
This brand-new, exclusively co-branded credit card was introduced by ICICI Bank and Hindustan Petroleum Corporation Limited (HPCL) on July 20, 2021. The bank’s selection of HPCL credit cards now includes this. The ICICI Bank HPCL Super Saver Card’s distinguishing feature is that it offers cash back and/or reward points benefits (as reward points) on all spending categories, in contrast to the majority of other co-branded credit cards that only reward you for spending in a single category.
Fees & Charges
- Joining Fee:Rs. 500 (plus applicable taxes)
- Annual Fee:Rs. 500 (plus GST)
- Add-on card annual fee:Rs. 100
Eligibility Required
| Criteria | Details |
| Occupation | Salaried or Self Employed |
| Nationality | Resident of India or a Non-Resident Indian |
| Age* | 21 years to 65 years |
| CBL SCORE | Good credit score. |
ICICI HPCL Super Saver Credit Card Benefits and Features
Welcome Benefits:
- If a minimum of Rs. 5,000 is spent in the first 45 days, you will receive 2,000 Reward Points as an introductory reward upon realisation of the membership cost within 2 months of card creation.
- After the first transaction using the app is made for a minimum of Rs. 1,000, a cashback of Rs. 100 is added to the wallet.
Fuel Transactions:At all HPCL filling stations throughout India, you receive a total benefit of 5% of the transaction amount on gasoline purchases, which includes a 4% cashback and a 1% waiver of the fuel fee.
Travel Benefits:Under the Visa Domestic Lounge Programme, you are entitled to one complimentary visit to a domestic lounge per quarter at a major airport in India. You must have spent a minimum of Rs. 5,000 in the preceding quarter in order to use the free domestic lounge access.
Movie and Dining Benefits:
- 25% off on individual movie tickets purchased on BookMyShow and Inox movies, up to Rs 100 per transaction. The benefit may only be used twice each month.
- The ICICI Bank Culinary Treats Programme offers exclusive discounts at participating restaurants.
Spends Based Waiver:If Rs. 1.5 lakh was spent in the year prior, the yearly card membership charge is waived.
Rewards:
- On all fuel purchases made at HPCL filling stations, you receive a cashback of 4%. You may receive a maximum reward of Rs. 200 each month, which translates to a 4% return on gasoline purchases up to Rs. 5,000 per month.
- On utility and department store purchases, ICICI Reward points (20 Reward Points for every Rs. 100 spent) are given as a 5% cashback. For these categories, the maximum payback is limited to Rs. 100 per month and is restricted at 400 Reward points every payment cycle.
- For all other domestic and foreign transactions, there are two reward points awarded for every 100 rupees spent.
2) IDFC HPCL First Power Plus Credit Card
IDFC First Bank has introduced a co-branded credit card for the first time. IDFC First Bank and Hindustan Petroleum Corporation Limited have jointly issued two cards. With the IDFC Bank HPCL First Power Plus Credit Card, you may save up to Rs. 18,500 each year, which is enough to reportedly purchase you roughly 175+ gallons of gasoline, or you might get free fuel.
Other advantages of this credit card include welcome gifts worth Rs. 1,650. This card has no joining fees; however, the offer is only good through April 30th, 2023, after which there will be an initial cost of Rs. 499 plus any other applicable fees. The most entertaining lifestyle benefits offered by this card are free domestic airport lounge access, discounts of up to 25% off cinema tickets, free roadside assistance, and much more.
Fees & Charges
- Joining Fee:Rs. 499 plus applicable taxes
- Annual Fee:Rs. 499. (plus GST)
- Add-on card annual fee:Nil
- Spend based Waiver:Rs. 1,50,000 spends in the previous year.
Eligibility Required
| Criteria | Details |
| Occupation | Salaried or Self Employed |
| Nationality | Resident of India or a Non-Resident Indian |
| Age* | 21 years to 65 years |
| CBL SCORE | Good credit score. |
IDFC HPCL FIRST Power Credit Card – Features and Benefits
Welcome Benefits:
- On your first HPCL fuel purchase of more than Rs. 500, you will receive cash back of up to Rs. 500.
- Receive up to 5% cashback on the transaction value of the first EMI (up to a maximum of Rs. 1,000).
Rewards Rate:
On spending for groceries and utilities up to Rs. 2,000 each month, you can save up to 5% as incentives.- On IDFC FIRST FASTag recharges, you can save up to 5% as a bonus (up to a maximum of Rs. 1,000 per month).
- Get up to three times the benefits on any other retail purchases.
Movie and Dining:
- Once each month, get up to 25% discount movie tickets up to Rs. 100.
- Swiggy is offering discounts of up to Rs. 150 on orders over Rs. 500.
Reward Redemption:
- In this case, 3X Rewards equates to 3 reward points for every Rs. 150 paid, or 1 RP = Rs. 0.75
- 24 rewards points for every Rs. 150 spent on groceries and utilities are offered by HPCL Fuel and LPG.
- For every Rs. 150 spent on an IDFC FIRST FASTag recharge, you will receive 30 rewards.
- Rewards are not offered on HPCL gasoline and LPG costs that exceed the monthly quota.
Travel:
- free admission to a domestic airport lounge once every three months with a minimum monthly purchase of Rs. 5,000.
- Four times a year, free roadside assistance worth Rs. 1,399 is provided.
- Discount of Rs. 500 while renting a ZoomCar.
- With Eco Rent-A-Car and EuroCard, you may receive discounts on domestic and international rental vehicles up to 50%.
- Additionally, you will profit from a personal accident loan coverage benefit of Rs. 2,000,000.
Domestic Lounge Access:
free admission to a domestic airport lounge once every three months with a minimum monthly purchase of Rs. 5,000.
Insurance Benefits:
A benefit of a Rs. 2,000,00,000 personal accident loan insurance.
Zero Liability Protection:Card liability is insured for lost cards up to Rs. 25,000.
3) IndianOil Kotak Credit Card
Recently, Kotak Mahindra Bank and Indian Oil partnered to introduce their co-branded gasoline credit card. For people who are new to credit and want excellent fuel-based bonuses and other rewards, the IndianOil Kotak credit card is an excellent entry-level option.
More than 34,000 Indian Oil locations exist around the nation, and cardholders will receive rewards each time they fill up their vehicles at one of these locations. Using the card to pay for groceries, meals, and other purchases also earns reward points. At kotakrewards.com, these reward points can be exchanged for free petrol, money, or other goods and coupons.
Along with a number of other benefits, the IndianOil Kotak credit card can reward you with up to 60 litres of free fuel each year. Through this card, frequent travellers can lessen the impact of high fuel prices and, if they choose IndianOil petrol stations over those in other nations, can enjoy a very rewarding experience.
Fees & Charges
- Joining Fee:Rs. 449 plus taxes
- Annual Fee:Rs. 449 plus taxes
- Add-on card annual fee:Nil
- Spend based Waiver:Annual fee is waived on spends of Rs. 50,000 or above
Eligibility Required
| Criteria | Details |
| Occupation | Salaried or Self Employed |
| Nationality | Resident of India or a Non-Resident Indian |
| Age* | 18 years to 65 years |
| income source | Individuals must have a stable source of income |
IndianOil Kotak Bank Credit Card Features and Benefits
Welcome Benefits:
- A welcome bonus of 1000 Reward Points is available after spending Rs. 500 or more within 30 days of receiving the card.
- Only individuals who pay the membership fee for the credit card are eligible for the reward.
Reward Accrual:
- Get 4% of your gasoline purchases reimbursed in reward points. Every Rs. 150 spent on petrol entitles you to 24 reward points, with a monthly earning cap of 1200 points.
- Get 2% back in reward points for food and grocery purchases. When you spend Rs. 150 on dining and groceries, you can receive 12 reward points, up to a maximum of 800 every month.
- Earn 0.5% in bonus points on all other purchases. For every Rs. 150 you spend, you will receive 3 reward points; there is no monthly restriction on this.
- You also receive 1000 reward points as a welcome bonus.
Reward Redemption:
- You may exchange your Reward Points for cashback at a rate of 1 RP = 0.25 as part of an introductory offer that is valid for a short time. For this, you must have at least 300 reward points, and you can only redeem for cashback in multiples of 300.
- At kotakrewards.com, you may exchange your reward points for Rs 0.25 worth of items from Kotak’s exclusive catalogue. You may buy goods, items, gift and vacation vouchers, mobile phone recharges, etc.
- Through Net or Mobile Banking, you can only convert your reward points into IndianOil XTRAREWARDS points in multiples of 300. 250 XTRAREWARDS points are equal to 300 RPs, and each XTRAREWARDS point is worth 0.30 rupees. The fuel at IndianOil locations may be purchased using these points.
Add-on Card:
- All the advantages of your primary card are available on a free supplementary card.
- The add-on card’s spending cap can be customised as desired.
- Every supplementary card’s expenditures may be tracked independently.
Insurance Benefits:You receive a Rs. 2 lakh personal accident insurance policy.
Fuel Surcharge Waiver:On fuel transactions between Rs. 100 and Rs. 5000, you receive a 1% fuel surcharge waiver with a monthly benefit cap of Rs. 100.
4) BPCL SBI Credit Card
