Best Travel Credit Cards in India 2023 : Looking for the Best travel credit cards in India for 2023? These credit cards offer high rewards points, air miles, and exclusive travel benefits, including airport lounge access and travel insurance coverage. Compare the features, fees, and rewards of different credit cards to find the one that best suits your travel patterns and helps you save money while traveling.
Credit cards with travel benefits in India 2023
Top travel credit cards in India 2023 : Travel credit cards are the category to seek for if you enjoy traveling and often visit domestic or international locations for pleasure or for work. These cards often provide Air Miles as rewards, or transferable reward points that may be used for frequent flyer miles with partner airlines. Additional travel perks like free hotel nights and free participation in hotel loyalty programmes are also included with premium travel cards. Co-branded travel cards are frequently provided by card issuers in association with airlines. These credit cards provide extra discounts when traveling with partner airlines.
Best rewards credit cards for travel in India
Best rewards credit cards for travel in India are credit cards that offer rewards and benefits tailored specifically towards travelers. These credit cards often offer reward points, air miles, and other travel-related benefits to cardholders who use them to pay for travel expenses such as flights, hotels, and rental cars. Some of the key features of the best rewards credit cards for travel in India include:
- High reward points or air miles earning rate on travel-related expenses
- Discounts or cashback on travel bookings made through specific websites or travel partners
- Complimentary airport lounge access
- Travel insurance coverage, including baggage loss or delay coverage, medical emergency coverage, and trip cancellation coverage
- Priority check-in, boarding, and baggage handling privileges
- No foreign transaction fees on overseas travel-related expenses
- Additional discounts on dining, shopping, and other expenses during travel.
The best rewards credit cards for travel in India may also have annual fees, minimum spend requirements, and other eligibility criteria. Before selecting a rewards credit card for travel in India, it is essential to compare the features, fees, and benefits of different cards and choose the one that best suits your needs and travel patterns.
Ultimate list of travel credit cards in India 2023
An Ultimate list of travel credit cards in India 2023 is a comprehensive and updated guide that provides information about various credit cards that offer exclusive travel benefits and rewards. Best credit cards for international travel in India – This list typically includes a variety of travel credit cards from different banks and financial institutions in India, highlighting their unique features, benefits, and rewards.
1) Axis Bank Vistara Infinite Credit Card
Axis Bank issued three travel credit cards in collaboration with Air Vistara to its premium customers: Axis Bank Vistara Infinite Credit Card, Vistara Signature Credit Card, and Vistara Credit Card (Platinum). Out of these, the Axis Bank Vistara Infinite Card is regarded as the bank’s most premium offering.
This should be the card of choice for frequent fliers who want a superior travel experience as it offers a complimentary business class ticket as a joining benefit (and every time the card membership is renewed), and many milestone benefits that can be redeemed either for business class flight tickets or against Club Vistara points.
Fees & Charges
Joining Fee:Rs. 10,000 (plus applicable taxes)
Annual Fee:Rs. 10,000 (plus applicable taxes)
Add-on card annual fee:Nil
Eligibility Required
| Criteria | Details |
| Salaried person | Minimum Rs. 6,00,000 per annul |
| Nationality | Resident of India or a Non-Resident Indian |
| Age* | 18-70 Years |
| Self Employed | Minimum Rs. 6,00,000 per annum (as per ITR) |
Axis Bank Vistara Infinite Credit Card Features and Benefits
Welcome Benefits:Receive a free Club Vistara Gold membership, a free Economy Class ticket when you sign up, and a second Economy Class ticket after you spend Rs. 1.5 lakh within 90 days of receiving your card.
Earn Vistara Points:Receive 6 Vistara Points for every Rs. 200 in card purchases. Additionally, milestone purchases will earn you bonus points.
Lounge Access:Enjoy free access to more than 30 domestic and international lounges at airports throughout India and the world.
Priority Check-In and Boarding:Flying with Vistara Airlines can provide you priority boarding and check-in at several airports.
Hotel Benefits:Take advantage of savings when you book a hotel with Agoda, Taj Hotels, or Preferred Hotels & Resorts.
Dining Benefits:As part of the EazyDiner programme from Axis Bank, receive a 40% discount at participating restaurants up to Rs. 1000.
Golf Benefits:Enjoy six free rounds of golf each year at some of India’s top golf facilities.
Insurance Benefits:Get liability protection for misplaced cards and aviation accident insurance.
2) Air India SBI Signature Credit Card
The Air India SBI Platinum Credit Card and the Air India SBI Signature Credit Card are two co-branded credit cards from SBI Card. The Signature model is more expensive than the other two, costs Rs. 4,999 a year for membership, but provides better rewards in terms of bonus points and privileges.
You may earn accelerated reward points on Air India purchases and 4 reward points for every Rs. 100 spent while using the Air India SBI Signature Credit Card (see details below). Being a travel credit card, it also provides free Priority Pass membership and two complimentary domestic airport lounge visits every three months.
Fees & Charges
Joining Fee:Rs. 4,999 (plus applicable taxes)
Annual Fee:Rs. 4,999 (plus applicable taxes)
Add-on card annual fee:Nil
Eligibility Required
| Criteria | Details |
| Occupation | Salaried or Self Employed |
| Nationality | Resident of India or a Non-Resident Indian |
| Age* | 21 years to 65 years |
| Minimum Income Required | 60000 per months income |
Air India SBI Signature Credit Card Features and Benefits
Welcome Benefits:
- Once the joining fee has been paid, you will receive 20,000 bonus reward points. After paying the membership cost, the bonus reward points will be credited within 15 days.
- Free enrollment in the Flying Returns frequent flyer programme of Air India
Air India SBI Signature Credit Card Rewards:
- For every Rs. 100 spent using the card, 4 reward points are earned.
- For every Rs. 100 paid on self-booked Air India tickets on airindia, customers receive 30 reward points.in.
- For every Rs. 100 spent on tickets for other people purchased via airindia, 10 reward points are earned.in.
- When purchasing tickets for oneself or others through Air India booking offices or Air India call centres, 10 reward points are awarded for every Rs. 100 spent.
Rewards Redemption:
- You may exchange your reward points for Air India Air Miles.
- One air mile equals one reward point.
- To convert reward points into Air Miles, you must have a minimum of 10,000.
Milestone Benefits:
Every year, as a gift for your anniversary, you receive 5,000 additional reward points.
Bonus reward points on annual retail spends of
- 5 lakh – 20,000 bonus reward points
- 10 lakh- 30,000 bonus reward points
- 20 lakh- 50,000 bonus reward points
Air India SBI Signature Credit Card Travel Benefits:
- Priority Pass membership is free, although the Priority Pass programme charges for trips to lounges.
- Under the Visa lounge access programme, 8 free domestic lounge visits are provided each year.
Insurance Benefits:You are entitled to a complimentary insurance policy of Rs. 1 lakh against card loss, which is valid from 48 hours before to 7 days after notifying the bank of the loss.
3) IRCTC SBI Card Premier
Co-branded credit cards are the focus of SBICards right now. They just introduced the SBI Vistara credit cards, and they have now added the IRCTC SBI Card Premier with IRCTC, which recently had an initial public offering (IPO).
Basically, this would replace the SBI IRCTC platinum card for the majority of “frequent” rail travellers. This card appears to have had a lot of popularity, which is probably what prompted them to introduce a premium version of it.
Fees & Charges
Joining Fee:Rs.1,499 plus applicable taxes
Annual Fee:Rs. 1,499+gst
Add-on card annual fee:Nil
Eligibility Required
| Criteria | Details |
| Occupation | Salaried or Self Employed |
| Nationality | Resident of India or a Non-Resident Indian |
| Age* | 21 years to 65 years |
| CBL SCORE | Good credit score. |
IRCTC SBI Card Premier Features and Benefits
Welcome Benefits:
- Once the joining fee has been paid, you will receive 20,000 bonus reward points. After paying the membership cost, the bonus reward points will be credited within 15 days.
- Free enrollment in the Flying Returns frequent flyer programme of Air India
Air India SBI Signature Credit Card Rewards:
- Once you’ve paid the joining fee, you’ll receive 20,000 bonus reward points. Within 15 days of the membership fee being paid, the bonus reward points will be credited.
- Flying Returns offers free enrollment in the Air India frequent flyer programme.
Rewards Redemption:
- You may exchange your reward points for Air India Air Miles.
- One air mile equals one reward point.
- To convert reward points into Air Miles, you must have a minimum of 10,000.
Milestone Benefits:
- Take advantage of your free participation in the frequent flyer programme of Air India.
- Receive 4 reward points for every Rs. 100 you spend.
- Get up to 30 reward points for every Rs. 100 spent on tickets through the Air India website or mobile app.
- When you purchase tickets on Air India for other people, you receive 10 points.
Air India SBI Signature Credit Card Travel Benefits:
- Priority Pass membership is free, although the Priority Pass programme charges for trips to lounges.
- Under the Visa lounge access programme, 8 free domestic lounge visits are provided each year.
Insurance Benefits:You are entitled to a complimentary insurance policy of Rs. 1 lakh against card loss, which is valid from 48 hours before to 7 days after notifying the bank of the loss.
Which credit card is best for travel to India?
The ICICI MMT Signature credit card is a good option for travel freaks to save more on travel costs
Which bank is best for travel card?
YES Bank Multicurrency Travel Card.
HDFC Multicurrency Forex card.
IndusInd Bank Multicurrency Card.
Thomas Cook Forex Card In India.
ICICI Bank Forex Prepaid Card.
SBI Multicurrency Foreign Travel Card.
MakeMyTrip HDFC Bank ForexPlus Card.
Goibibo ICICI Bank Forex Prepaid Card.
How much Indian rupees can you carry abroad?
When traveling overseas, as an Indian resident, you are allowed to carry an unlimited amount of foreign currency. You should know that this is subjected to CDF (Currency Declaration Form) filing at Customs in the case of $10,000 or $5,000 conditions prescribed.