One of the most comprehensive insurance plans on the market to protect your foreign vacation is IFFCO Tokio travel insurance. You are protected financially and against unplanned events when travelling thanks to the coverage. The policy can be used to secure a trip for business or pleasure by an individual, family, or group.

Why Choose IFFCO Tokio Travel Insurance?

One of the most popular insurance products on the market is IFFCO Tokio travel insurance. The insurer asserts that it has a superior claim settlement ratio and a worldwide presence to offer support. The policy can be adjusted to meet your travel needs and is available at a reasonable price. Additionally, you can benefit from quick and easy claim settlement anywhere in the world.

Features and Benefits of IFFCO Tokio Travel Insurance Policy

A wide range of benefits are included with IFFCO Tokio Travel Insurance when purchased online, including protection against delayed or lost luggage, flight cancellation, emergency medical evacuation, overseas medical treatment, etc. The following is a discussion of some of the unique and excellent benefits that you may obtain by choosing to purchase an IFFCO Tokio travel insurance policy.

Instant Policy:You can effortlessly buy IFFCO Tokio travel insurance online from the official portal of the company. All you will have to do is provide the necessary details, choose the policy type, get quote and pay premium online to purchase travel insurance plans from IFFCO Tokio General Insurance.

24/7 Assistance:IFFCO Tokio General Insurance offers 24/7 online and telephone service for travel insurance policies.

Medical Assistance:If for any unforeseen reason you must be hospitalised to a hospital abroad, your IFFCO Tokio travel insurance policy would cover the costs, which would otherwise be far more expensive than Indian money if you paid out of pocket.

Lost Baggage:Your luggage will be covered by the IFFCO Tokio travel insurance policy if it is lost, stolen, or damaged while you are travelling or even in the airport.

Flight Delay or Cam elation:Travel insurance from IFFCO Tokio is available online and provides coverage in the event of a flight delay or cancellation due to any unforeseen circumstances.

Extensive Coverage:You can easily avoid the anxiety associated with any financial loss due to a variety of unanticipated travel circumstances, such as Loss of Checked Baggage, Personal Accident (Common Carrier), Hospital Cash, Emergency Dental Treatment, Medical Evacuation, Emergency Financial Assistance, Contingency Travel Benefits, Repatriation and Hijack Distress Allowance, etc., by purchasing the all-inclusive IFFCO Tokio travel insurance plan.

Quick and Hassle-free Claim Settlement:Under their travel insurance coverage, IFFCO Tokio General Insurance offers a very quick and hassle-free claim settlement process.

Types of IFFCO Tokio Travel Insurance Plans

The single trip insurance from IFFCO Tokio covers just one vacation and expires when you return home. Additionally, it offers a year of multi-trip overseas insurance. It is appropriate for frequent international business and backpackers. IFFCO Tokio offers two different types of travel insurance.

• Overseas Travel Insurance
• Pravasi Bharatiya Bima Yojna

IFFCO Tokio Travel Insurance Plans

Travel insurance:

This comprehensive international travel insurance policy covers any hazards associated with travel, whether you are travelling alone, with friends or family, for work or for pleasure. It is available with the five distinct benefit packages listed below.

• Gold 500 Benefit Option
• Gold 250 Benefit Option
• Gold 100 Benefit Option
• Silver Plan
• Bronze Plan

Moreover, depending on the purpose of your travel, IFFCO Tokio travel insurance further

can be categorised into:

• Single Trip Insurance
• Multi-trip Insurance

What All It Covers?

• Medical costs and return travel
• Personal Liability and Accident Insurance
• Loss of a passport or piece of checked luggage Hospital Daily Allowance
• financial calamities

Pravasi Bhartiya Bima Yojna:

The Indian government mandates that all people who travel abroad for employment obtain a Pravasi Bhartiya Bima Yojna policy. To protect the interests of Indian emigrant workers falling under the Emergency Check Required (ECR) category, a mandatory insurance coverage has been put in place. It provides protection from the majority of unforeseeable circumstances in a foreign place.

What All It Covers?

• Personal injury, ongoing disability
• Expenses for medical care up to Rs. 1 lakh
• If your work is terminated, one way economy class travel
• Maternity costs between Rs. 35,000 and Rs. 50,000

How to Apply Online for IFFCO Tokio Travel Insurance?

• Go to IFFCO Tokio’s official website and select “travel insurance.”
• Click ‘Buy’ after choosing the travel insurance option you want to purchase.
• You will then be directed to the forms page. Enter information such as your name, passport number, trip dates, the destination country, etc.
• You will then be taken to the premium payment page.
• Make the payment using one of the many available payment gateways on the website if you are satisfied with the premium amount, and the policy will be issued.

Inclusions under IFFCO Tokio Travel Insurance Plans

Medical Expenses -Travel insurance from IFFCO Tokio offers medical coverage to cover costs for emergency hospitalisation due to illness, treatment costs, etc.

Personal Accident Cover-The insured traveller is protected from any costs paid while receiving care for an accident injury. In the event of an accident-related death or disability, it also pays compensation.

Total Loss of Checked Baggage-The insurance coverage covers losses sustained by the insured as a result of lost checked baggage that was mishandled by the airlines.

Dental Treatment Cover-The insured person’s dental emergency while travelling overseas are covered by the coverage up to a maximum of $250 USD.

Checked Baggage Delay-If a check-in baggage delay lasts longer than 12 hours, the insurance will pay for the insured to purchase essentials like clothing and toiletries.

Hijack Distress Allowance-A distress allowance of 125 USD for a maximum of 7 days will be given to the insured in the event that the aeroplane is hijacked for longer than 12 hours.

Passport Loss-If the insured person loses the original passport, the cost of getting a duplicate or new one is reimbursed up to $200.

Personal Liability-It covers the insured’s whole legal obligation in the event that they unintentionally cause third parties’ property damage or physical harm.

Repatriation of Mortal Remains-It pays for the costs associated with returning the insured’s mortal remains to India.

Exclusions under IFFCO Tokio Travel Insurance Plans

• claims relating to occurrences prior to the start of the travel policy
• travelling against a doctor’s recommendation
• travelling to another country to receive medical care
• injuries sustained while participating in a naval, military, or aviation mission
• intentional self-harm, including suicide, suicide attempts, etc.
• costs associated with mental illness or HIV/AIDS
• claims brought about by war, conditions like war, civil conflict, vandalism, etc.
• injuries brought caused by playing risky sports
• claims brought about by the usage of alcohol or other drugs
• claims resulting from nuclear reactions or associated dangers

How to Claim IFFCO Tokio Travel Insurance?

Cashless Claim Process

For medical emergency experienced abroad, cashless claims can be made. With PHM Global serving as its third party administrator (TPA), IFFCO Tokio has a global collaboration to offer help to the insured traveller around-the-clock while they are on the road.

The insured can contact the TPA for assistance in a medical emergency and to get a list of facilities that provide cashless treatment. The procedure or cashless claim will thereafter be finished at the hospital’s insurance desk. The insured can receive treatment without worrying about paying the expenses once the insurer has approved the procedure.

Reimbursement Claim Process

The insured must pay the bills and file a reimbursement claim with the TPA if the treatment was not received at a network hospital abroad or if the insured experienced a non-medical emergency.

Step to Raise a Reimbursement Claim under IFFCO Tokio Travel Insurance

• Inform the TPA of the emergency as soon as you can by calling them.
• Take advantage of treatment or cover all associated costs
• Visit the insurer’s website to download the claim form.
• Send the necessary documentation to the insurer by mail or fax in order to provide adequate verification of the claim.
• After verification, the insurer will pay the claim’s total.

Documents Required for Reimbursement Claim under IFFCO Tokio Travel Insurance

When claiming IFFCO Tokio travel insurance, the following paperwork is needed:

• Form of Claim Summary of Discharge
• duplicates of the original bills and payment receipts
• prescriptions from doctors and results of diagnostic tests describing the disease
• FIR in the event of a lost passport
• airline property irregularity report

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How to Apply in IFFCO Tokio Travel Insurance Plans?

IFFCO Tokio Travel Insurance can be purchased offline as well as online easily.

IFFCO Tokio Travel Insurance can be purchased offical website.

step-1:Fill Out health details.

Once you get onto our website, you have to enter your name and your mobile number along with some other information about your coverage needs & your travel date.

step-2:Customize your plan.

We will put together a quote for your travel insurance policy based on the details you give us. You can review the specifics of the strategy and modify it as necessary.

step-3:Get Policy Document.

You can move on to make the payment after customising the plan. Once the payment is complete, we will handle your request and instantly deliver the policy paper to your email address.

FAQ –  IFFCO Tokio Travel Insurance Plans