HDFC Bank Business Regalia credit card is powered by stylish in class price points program on your Business & Personal spends.
Dining Benefits
Save upto 20 on dining bills paid through dineoutpay
• Maximum deduction per deal restricted at 1000 Rs.
• Maximum deduction per client per month restricted at 1000 Rs.
Lounge Visits.
12 complimentary access per schedule period within India (both at domestic and multinational stations) using the HDFC Bank Business Regalia Credit Card
Priority Pass
• You can apply for Priority Pass for self and add on members once you complete minimal 4 retail deals on your HDFC Bank Regalia Credit Card.
• Using Priority Pass, you and your add on member can together mileage up to 6 Complimentary Lounge Access per schedule period, outside India.
• If you exceed the 6 Complimentary visits, you’ll be charged at US$ 27 GST per visit.
Bonus Points on Purchase
• You can earn four price points on every INR 150 spent.
• There are price points on a spend of INR 5 lakh.
• An added price points on spending INR 8 lakh in an anniversary day. Not numerous people will be capable to spend this meaningful but this can be done if you’re buying a auto or another costly product.
• Four Price Points on spending INR 150 spent on all retail spends including insurance, serviceability, education and rental payments.
• Price Points on periodic spends of INR 5 lakh.
• added Price Points on periodic spends of INR 8 lakh.
Fuel Surcharge Waiver
fuel surcharge waiver at all fuel stations across India
(on minimal trasaction of ₹ 400. Max CashBack of ₹ 250 per statement cycle).
Insurance
• Accidental air death cover INR 1 crore
• Exigency overseas hospitalization up to INR 15 lakh
• Lost card liability cover Up to INR 9 lakh
Added Features
• Zero Cost – Liability In case you lose your Regalia Credit Card and you report it directly to the company’s 24-hour call centre, you have zero liability on any fraudulent deals made on your credit card as this is covered by insurance.
• Foreign Currency Markup – It’s a charge by the credit card company when you make payments in a foreign currency using your card. This surcharge is 2, which is comparatively low compared with other cards as it’s around3.5 for other companies.
• Revolving Credit – Revolving balances pursue an interest rate of43.2 annually as of9/22/2021. This rate is subject to change.
• Concierge- There’s always someone available to talk to you on the phone (24/7) regarding your queries.
REDEEM POINTS
• For reserving public houses or breaks via Smartbuy 1RP = 0.5 paise
• For air country miles conversion throug Netbanking the rate is 1RP = 0.5 air mile
• For products and evidences via Netbanking and Smartbuy 1RP = 0.5 paise
Cashback Value 20 paise
Eligibilty
• A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
• Annual ITR above Rs 12 Lakhs
annual fees –Rs. 2500+ gst
| PROS | CONS |
| This card has the smallest foreign currency deal, which is 2, lower than mutiple other cards in the demand that have a foreign currency buy range of 3 to3.5. | Price Points are given only on retail spending. |
| Price Points can be used to reserve train tickets and make purchases on websites like as Amazon, Flipkart, Redbus, etc. Multiple offers are rolled from time to time, which can be a good catch for addicts who can use them as per your demand. | You can not make EMIs on the purchase of gold or any kind of jewelry |
| Features like crisis overseas hospitalization is a plus. | The Dineout Passport Membership card covers only a select limited towns in India making it a limited service |