Are you considering getting a Vistara card but unsure whether to go for Club Vistara SBI Card PRIME vs Axis Vistara Signature Credit Card? While both credit cards provide premium economy tickets as milestone benefits and offer CV points on transactions, it can be challenging to decide which one is better for you. However, there are some notable differences to consider.
Firstly, both cards provide Silver-tier status in the Club Vistara program. So, you can enjoy similar benefits regardless of which one you choose. However, the Club Vistara SBI Card PRIME offers a higher earning rate of 9 CV points per Rs. 100 spent on Vistara bookings, while the Axis Vistara Signature offers 6 CV points per Rs. 200 spent on Vistara bookings.
Secondly, the Club Vistara SBI Card PRIME provides a complimentary lounge access voucher for domestic and international lounges, while the Axis Vistara Signature offers a discounted lounge access rate. Additionally, the Club Vistara SBI Card PRIME offers a 5% discount on Vistara flight tickets booked through the Vistara website, while the Axis Vistara Signature does not provide this benefit.
In summary, both credit cards have their unique benefits, and the right choice depends on your specific needs and preferences. If you prefer earning more CV points and want complimentary lounge access, the Club Vistara SBI Card PRIME may be a better option for you. However, if you are okay with earning fewer CV points but want to enjoy discounted lounge access, the Axis Vistara Signature may be the right choice.
In summary, both credit cards have their unique benefits, and the right choice depends on your specific needs and preferences. If you prefer earning more CV points and want complimentary lounge access, the Club Vistara SBI Card PRIME may be a better option for you. However, if you are okay with earning fewer CV points but want to enjoy discounted lounge access, the Axis Vistara Signature may be the right choice.
Club Vistara SBI Card PRIME vs Axis Vistara Signature Credit Card
he Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards are both premium travel credit cards designed for frequent travelers. Here is a detailed comparison of these two credit cards to help you make an informed decision:
Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards – Joining Fees and Annual Fees
- The joining fee for the Club Vistara SBI Card PRIME is Rs. 2,999, while the Axis Vistara Signature credit card has a joining fee of Rs. 1,500. Both credit cards have an annual fee of Rs. 2,999.
| – | Club Vistara SBI Card PRIME | Axis Bank Vistara Signature |
|---|---|---|
| Joining Fee | Rs 2999+GST | Rs 3000+GST |
| Welcome Benefit | 1 Premium Economy Ticket 3000 CV points on spending Rs 75000 within 90 days | 1 Premium Economy Ticket 3000 CV points on spending Rs 75000 within 90 days |
| Annual Fee | Rs 2999+GST | Rs 3000+GST |
| Annual Fee Waiver | None | None |
| Renewal Benefit | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Club Vistara Status | Silver | Silver |
Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards – Rewards Points
both the Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards have different base reward rates. The Club Vistara SBI Card PRIME offers a higher reward rate of 2 CV points per Rs. 100 spent, while the Axis Vistara Signature credit card offers a reward rate of 2 CV points per Rs. 200 spent.
Additionally, the Club Vistara SBI Card PRIME also offers an additional reward rate of 1 CV point per Rs. 100 spent on all other transactions, including wallet purchases, which is not available with the Axis Vistara Signature credit card.
| – | Club Vistara SBI Card PRIME | Axis Bank Vistara Signature |
|---|---|---|
| Base Rewards | 4 CV points per Rs 200 ~1.6% | 4 CV points per Rs 200 ~1.6% |
| Wallet Spends | 4 CV points per Rs 200 ~1.6% | No CV points |
The Club Vistara SBI Card PRIME offers a higher earning rate of 9 CV points per Rs. 100 spent on Vistara bookings, while the Axis Vistara Signature offers 6 CV points per Rs. 200 spent on Vistara bookings. Both credit cards offer milestone benefits such as complimentary premium economy tickets on reaching specific spend levels.
Club Vistara SBI Card PRIME vs Axis Vistara Signature Credit Card – Lounge Access
The Club Vistara SBI Card PRIME provides a complimentary lounge access voucher for domestic and international lounges, while the Axis Vistara Signature offers a discounted lounge access rate.
| Club Vistara SBI Card PRIME | Axis Bank Vistara Signature | |
|---|---|---|
| Airport Lounges in India | 2 visits per calendar quarter | 2 visits per calendar quarter |
| Airport Lounges outside India | 4 visits per calendar year | Not Available |
The Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards offer different lounge access benefits. Here’s a comparison:
- Club Vistara SBI Card PRIME: The Club Vistara SBI Card PRIME provides a complimentary lounge access voucher for domestic and international lounges. Cardholders can avail of four complimentary lounge access vouchers in a year, two for domestic lounges and two for international lounges.
- Axis Vistara Signature Credit Card: The Axis Vistara Signature credit card offers a discounted lounge access rate of Rs. 500 per person per visit at select lounges across India.
Club Vistara SBI Card PRIME vs Axis Vistara Signature Credit Card – Discount on Flight Tickets
The Club Vistara SBI Card PRIME offers a 5% discount on Vistara flight tickets booked through the Vistara website, while the Axis Vistara Signature does not provide this benefit.
The Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards offer different discounts on flight tickets. Here’s a comparison:
- Club Vistara SBI Card PRIME: The Club Vistara SBI Card PRIME provides a 5% discount on Vistara flight tickets booked through the Vistara website. The maximum discount that can be availed per transaction is Rs. 750.
- Axis Vistara Signature Credit Card: The Axis Vistara Signature credit card does not offer any specific discount on Vistara flight tickets.
In summary, if you are looking for a credit card that offers a discount on Vistara flight tickets, then the Club Vistara SBI Card PRIME would be the better option.
Club Vistara SBI Card PRIME vs Axis Vistara Signature Credit Card – Milestone Benefits
Both Club Vistara SBI Card PRIME and Axis Vistara Signature Credit Card offer milestone benefits. Here’s a comparison:
- Club Vistara SBI Card PRIME: The Club Vistara SBI Card PRIME offers a complimentary premium economy ticket voucher on spending Rs. 1 lakh and Rs. 2.5 lakhs within a year. Additionally, on spending Rs. 50,000 in a quarter, the cardholder earns 1,000 bonus CV points.
- Axis Vistara Signature Credit Card: The Axis Vistara Signature Credit Card offers a complimentary premium economy ticket voucher on spending Rs. 1.5 lakhs within a year. There are no additional milestone benefits available with this card.
| Spend Milestone | Club Vistara SBI Card PRIME | Axis Bank Vistara Signature |
|---|---|---|
| Rs 1.5 Lakhs | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Rs 3 Lakhs | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Rs 4.5 Lakhs | 1 Premium Economy Ticket | 1 Premium Economy Ticket |
| Rs 8 Lakhs | 1 Premium Economy Ticket Rs 10000 Yatra Hotels Gift Voucher | None |
| Rs 9 Lakhs | None | 1 Premium Economy Ticket |
The Club Vistara SBI Card PRIME offers more comprehensive milestone benefits as it provides a complimentary premium economy ticket voucher on spending Rs. 1 lakh and Rs. 2.5 lakhs within a year, as well as bonus CV points on quarterly spends of Rs. 50,000. On the other hand, the Axis Vistara Signature Credit Card only offers a complimentary premium economy ticket voucher on spending Rs. 1.5 lakhs within a year.
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Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards – Status in Club Vistara Program
Both credit cards provide Silver-tier status in the Club Vistara program.
Both Club Vistara SBI Card PRIME and Axis Vistara Signature Credit Card provide status in the Club Vistara Program. Here’s a comparison:
- Club Vistara SBI Card PRIME: The Club Vistara SBI Card PRIME provides a complimentary Club Vistara Silver tier membership on joining. The cardholder can maintain this status by spending Rs. 1.25 lakhs or more in a year.
- Axis Vistara Signature Credit Card: The Axis Vistara Signature Credit Card provides a complimentary Club Vistara Base tier membership on joining. The cardholder can maintain this status by spending Rs. 1.5 lakhs or more in a year.
In summary, both credit cards provide complimentary membership in the Club Vistara program. However, the Club Vistara SBI Card PRIME provides a higher tier membership (Silver) as compared to Axis Vistara Signature Credit Card (Base). Also, the Club Vistara SBI Card PRIME requires a lower annual spend to maintain the Silver tier status.
Rent Payments for Milestone Spends
For the purposes of receiving milestone bonuses on the Axis Bank Vistara Signature credit card, rent payments are not considered to be qualified spending. For the time being, this is another benefit of the Vistara SBI PRIME card.
Club Vistara SBI Card PRIME and Axis Vistara Signature credit cards – Return on Spend
Club Vistara SBI Card PRIME offers a 5.6% return on spends
- Approximate value of one premium economy ticket: Rs 5500 as we need to pay approximately Rs 1000 as redemption charges towards fuel and surcharges.
- Total value of 4 premium economy tickets: Rs 22000
- Value of Yatra Hotel Gift Vouchers: Rs 10000
- CV Points on Rs 8 Lakhs spend: 16000 (excluding Vistara spends)
- Total Return: 16000 CV points ~Rs 12800 + Rs 22000 as Economy Tickets + Rs 10000 Yatra Hotels GV = Rs 44800 ~5.6% Return on Rs 8 Lakh spending
Axis Vistara Signature offers a 4% return on spends
- Approximate value of one premium economy ticket: Rs 5500 as we need to pay approximately Rs 1000 as redemption charges towards fuel and surcharges.
- Total value of 4 premium economy tickets: Rs 22000
- CV Points on Rs 8 Lakhs spend: 18000 (excluding Vistara spends)
- Total Return: 18000 CV points ~Rs 14400 + Rs 22000 as Economy Tickets = Rs 36400 ~4% Return on Rs 9 Lakh spending
Club Vistara Silver Privileges and Benefits
For as long as we keep the card, Club Vistara SBI Card PRIME and Axis Vistara Signature both give Silver status. When travelling on Vistara, we can take advantage of a unique set of privileges that come with this status.
- For every Rs 100 spent on base rate on Vistara flights, earn 9 Club Vistara Points.
- Additional 5 kg of luggage allowed
- Voucher for one class upgrade upon Tier Renewal
Other Benefits: The Club Vistara SBI Card PRIME offers a complimentary domestic ticket voucher on spending Rs. 1 lakh in a year and a complimentary upgrade voucher on reaching Rs. 2.5 lakhs in a year. The Axis Vistara Signature credit card provides a complimentary Business Class ticket voucher on reaching Rs. 6 lakhs in a year.
FAQ
Q: What is the reward rate of these two cards?
A: The Club Vistara SBI Card PRIME offers a reward rate of 2 CV points per Rs. 100 spent, while the Axis Vistara Signature Credit Card offers a reward rate of 2 CV points per Rs. 200 spent.
Q: Which card offers a higher tier status in the Club Vistara Program?
A: The Club Vistara SBI Card PRIME offers a complimentary Club Vistara Silver tier membership, while the Axis Vistara Signature Credit Card offers a complimentary Club Vistara Base tier membership.
Q: Which card offers a better welcome benefit?
A: The Club Vistara SBI Card PRIME offers a welcome gift of 1,000 CV points and a voucher worth Rs. 1,000 on joining, while the Axis Vistara Signature Credit Card offers a complimentary economy class ticket on joining.
Q: Which card offers better milestone benefits?
A: The Club Vistara SBI Card PRIME offers a complimentary premium economy ticket voucher on spending Rs. 1 lakh and Rs. 2.5 lakhs within a year, as well as bonus CV points on quarterly spends of Rs. 50,000. The Axis Vistara Signature Credit Card offers a complimentary premium economy ticket voucher on spending Rs. 1.5 lakhs within a year.
Q: Which card offers better lounge access benefits?
A: The Club Vistara SBI Card PRIME provides four complimentary lounge access vouchers in a year, while the Axis Vistara Signature Credit Card offers discounted lounge access rates of Rs. 500 per person per visit at select lounges across India.
Q: Do these cards offer any discounts on flight tickets?
A: The Club Vistara SBI Card PRIME provides a 5% discount on Vistara flight tickets booked through the Vistara website, while the Axis Vistara Signature Credit Card does not offer any specific discount on Vistara flight tickets.