Welcome Benefits
One will have to spend ₹1.5 lakh within 90 days of joining the company to get the complimentary annual memberships of the following-Club Marriott, Forbes India, Zomato Pro, Amazon Prime, MMT Black, Times Prime Smart.
The same memberships will only be renewed every year on realizing the yearly spending milestone of ₹ 8 lakh.
Annual Fee
Joining fees= ₹ 10000+ GST
renewal fee=₹ 10,000 + taxes.
Milestone Benefit
You can choose any two benefits amongst the following on a spending INR in a month
• Monthly class of Ola Select andcure.fit Live
• BookMyShow or TataCLiQ vouchers worth INR 500
Surcharge Waiver
• 1 fuel surcharge waiver at all fuel stations across India
(on minimal trasaction of ₹ 400). Max CashBack of ₹ 1000 per statement cycle
Annual Spend based benefit
• Complimentary yearly memberships of Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK and Times Prime can also be benefited upon achieving yearly spend of Rs 8 Lakhs at the time of card anniversary
. Insurance/ Comprehensive protection
• Air accident insurance cover worth Rs 2 crore
• Emergency overseas hospitalisationRs. 50 Lacs
• Travel Insurance Cover of up to INR on baggage wait.
( Capped to 10$ per hour restricted to 8 hours)
• Credit Liability Cover of up to ₹ 9 Lakh
Redeeming Rewards Points
1 RP is original to
• SmartBuy INR1.00 ( one can redeem up to maximum of 70% of booking value through Reward Points, remaining quantity will have to be paid via credit card)
• Airmiles1.00 AirMile (AirMiles across InterMiles, Singapore Airlines (KrisFlyer Miles), Club Vistara, (1 Reward Point = 1 Airmile). One will have to complete Frequent brochure enrollment before trying Airmiles redemption in NetBanking.)
• For making any purchase from product register ( validations/ products) mentioned by HDFC of over to INR0.50.
• Cash back INR0.30.
Validity and Caps
• From the date of accumulation the validity of reward points is for three years.
• There will be a maximum cap of INR 5000 per day on reward points accrued for insurance transactions.
Renewal Offer
On a spend of INR 5 lakh in 12 months, there will be no renewal fee for the coming time.
Additional Features
• Wellness Benefits– This card provides deductions at listed gyms, salons, gymnasiums etc.
• Golf Program -6 golf games per quarter across the world.
• Concierge Services- For bookings there will be a concierge24/7 for bookings like golf course referral, reservation backing, dining referral, reservation, flower, gift delivery, automobile rental, limousine referral, hotel reservation, business services, courier service backing.
• Lounge Access -This facility is unlimited for the both primary and secondary members in India and abroad. The list of lounges cover added than 1000 airports.
• Foreign Currency Markup -It’s1.99% of the spend for those who want to buy from websites dealing in foreign currencies.
Eligibility
For Salaried Individuals
• Age between 21 and 60 years
• Income INR 1.75 lakh per month
For Self Employed
• Age between 21 and 65 years
• Income Income tax returns of INR 21 lakh per annum.