Rewards
-2 reward points for everyRs. 150 you spend.
-Get 50% added rewards for every Rs. 150 you spend above Rs.50000 per statement cycle.
-Add on Cards Get up to three add-on cards free for your family.
-Interest-free Credit Period Get 50 days of interest-free credit period.
The added benefits include
• Zero liability on lost card if reported directly
• Cover yourself against fraud with the EMV Chip technology in your card
• Pay utility and phone bills with ease by registering your card for SmartPay
Joining Fee Communicated at the time of sourcing
Renewal Fee Communicated at the time of sourcing
Interest Charges3.6% per month i.e.43.2 %annually
Late Payment Charges For Statement Balance
• Less thanRs. 100 – O
•Rs. 100 toRs. 500 –Rs. 100
•Rs. 501 toRs. –Rs. 5000-500
•Rs.5001 toRs.10000 –Rs. 600
•Rs.10001 toRs.25000 –Rs. 800
•Rs.25000 toRs.50000 –Rs.1100
• More thanRs.50000 –Rs.1300
For the purchase protection to protest in, you need to
• Buy a product for at leastRs.5000.
• Make a claim 180 days post the purchase of the product. Any claim made post this 180 day period won’t be considered.
The insurance coverage will depend on the type of product you buy.
• For particular movable outfit, the insurance coverage is Rs.25000 per item.
• For all other wealth, the maximum insurance coverage is over toRs. 2 lakh.
Eligibility
Salaried employee -21 to 60 years of age
Self-employed – 21 to 65 years of age