Best Travel Insurance Plans In India 2023 : ICICI Lombard Travel Insurance is designed to meet the needs of various types of travellers while they are travelling abroad. ICICI Lombard Travel Insurance features a plan for everyone, even senior citizens, whether you are travelling for work or pleasure.

An overseas traveller can get a travel insurance policy from ICICI Lombard and receive a wide range of coverage. This coverage offers protection from a variety of risks, including home burglary, emergency cash advances, trip cancellation and interruption, personal responsibility, total loss or delay of checked baggage, and many others.

The dependents of the travelling policyholder in India are given Value Added Services by ICICI Lombard Travel Insurance. Additionally, it enables the insured traveller to alter his plan in accordance with the destination nation and select a geographic region from Asia, Schengen, the USA & Canada, and the rest of the world.

Why Choose ICICI Lombard Travel Insurance?

Travel aficionados like exploring new locations across the globe. But given the unpredictable nature of life, even a trip that is meticulously planned can go awry if an unexpected incident occurs. The best course of action in this situation is to purchase the best travel insurance plan to be ready for any unforeseen circumstances. For a wonderful experience while travelling overseas, ICICI Lombard Travel Insurance offers a variety of coverage options. If you’re still not sure, consider these advantages of picking an ICICI Lombard travel insurance policy:

ICICI Lombard offers two plans for various trip losses and medical costs for US travel. The medical coverage ranges from $50,000 to $5,000,000 for both plans.

Benefits	Coverage Amount
Medical cover (including medical evacuation cost)	$50,000 to $500,000
Repatriation of remains	$7500
Daily allowance in case of hospitalization	Up to $50 per day. Max 5 days
Dental treatment	$300
Loss of checked-in baggage	$500
Delay of checked-in baggage	$100
Loss of passport	$300
Personal liability	$100,000
Personal accident	$15,000
Hijack distress allowance	$125 per day. Max 7 days
Emergency cash advance	$1000
Trip cancellation and interruption	$500
Missed flight connection	$500
Trip delays	$500
Political risk and catastrophe evacuation	$7500
Accidental death (common carrier)	$5000
Fire cover for building	Rs. 20 Lacs
Fire cover for home component	Rs. 10 Lacs
Burglary cover for home content	Rs. 1 Lac
Bounced booking – Hotel / Airline	$2000
Compassionate visit	$7500
Emergency hotel extension	$5000
Loss of baggage and personal effects	$2000
Return of minor child(ren)	Actual travel cost not exceeding $7500

 

• Sum Up to USD 5,000,00 insurance
• There are hospitals that accept cashless payments available everywhere.
• There is no medical exam required for applicants up to the age of 85 with ICICI Lombard Travel Insurance, which provides destination-specific coverage for the USA or Canada, Schengen, Asia, and the rest of the world. Applicants can pick between a single trip and multi-trip policy.
• Value Added Services offered in India to the insured’s dependents
• Political risk and catastrophic evacuation are also covered by ICICI Lombard travel insurance. Premiums are applied on a pay-per-day basis with a flat cost for the first seven days only.

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Types of ICICI Lombard Travel Insurance

Single Trip Travel Insurance:

An overseas traveler’s unexpected expenses are covered by this ICICI Lombard travel insurance coverage for a single trip. It offers the advantages of both a family and an individual travel insurance coverage. Senior citizens who are older than 70 are also covered. This ICICI Lombard travel insurance policy includes, among other things, medical coverage, personal liability, passport loss coverage, emergency cash advances, trip interruption and delay coverage, hijack distress allowance, missed flight connections, home insurance, and value-added services. Additionally, this strategy is subject to change based on the target country, including Asia, the United States and Canada, and Schengen nations. The following variations of ICICI Lombard’s single trip travel insurance are offered:

• Leisure Travel Plan

This ICICI Lombard travel insurance plan offers complete protection to insured travellers against a variety of unfavourable occurrences that could interfere with their vacation plans. It can be purchased for a sum insured of between US$50,000 and US$5,000,000. In addition to many other things, it offers insurance against things like medical costs, trip delays, lost checked bags, lost passports, personal accidents, daily hospitalisation allowances, emergency cash advances, fire and burglary coverage, last-minute hotel extensions, and value-added services. There are three different versions of the ICICI Lombard Travel Insurance’s Leisure Travel plan: Platinum, Gold, and Silver.

• Senior Citizen Plan

For those between the ages of 71 and 80, the Senior Citizen plan by ICICI Lombard Travel Insurance has been specially designed. It offers older travellers sufficient security against any unforeseen incident they might experience while travelling overseas. A number of coverages are included in this ICICI Lombard travel insurance plan, including medical coverage, loss or delay of checked baggage, passport loss, emergency cash advance, trip delay, missed aircraft connection, personal liability, and personal accident.

• Asia Plan

The ICICI Lombard Travel Insurance Asia plan has been tailored to meet the needs of visitors to Asian nations. It is available for purchase by single travellers, families, as well as senior individuals, and offers an insured sum of USD $25,000. Medical coverage, repatriation costs, hijack distress allowance, political risk & catastrophe evacuation, lost or delayed check-in baggage, personal injury, personal liability, and trip delay are some of the benefits offered under this ICICI Lombard travel insurance plan.

Multi-Trip Travel Insurance­:

For those who frequently go abroad, ICICI Lombard go Insurance has created the Multi-Trip coverage. Business travellers who frequently have to travel abroad for work purposes can take advantage of this international travel insurance coverage. It provides the advantages of travel insurance for every overseas trip without necessitating the purchase of a fresh policy before each trip. A variety of coverage options are available under this ICICI Lombard travel insurance policy, including medical coverage, accidental death (common carrier), personal liability, loss of passport, lost or delayed check-in baggage, missed flight connections, political risk & catastrophe evacuation, trip cancellation & interruption, and value-added services.

ICICI Lombard Travel Insurance: Eligibility Criteria

Travel Insurance Plans		Minimum Entry Age	Policy Validity
Single Trip Travel Insurance	Leisure Travel Plan	3 months  to 70 years	Up to 180 days
	Senior Citizen Plan	71 to 85 years
	Asia Plan	3 months  to 70 years
Multi-Trip Travel Insurance		3 months to 70 years	Up to 30, 45 or 60 days

ICICI Lombard Travel Insurance: List of Exclusions

• Pre-existing diseases:Even if a condition has been disclosed, the insurer will not pay for claims related to it.
• Addiction:The costs of drug and alcohol addiction treatment are not covered by ICICI Lombard Travel Insurance
• The insurance company will not cover the costs of treatment for mental illness, depression, or anxiety.
• It excludes any claims brought about by venereal diseases.
• In addition to HIV and AIDS, ICICI Lombard would not cover the expense of treatment for sexually transmitted diseases.
• The insurer will not pay any claims resulting from radiation or nuclear weapons.
• The insurer won’t cover the cost of replacing lost jewellery, cash, tickets, or securities.
• Ayurvedic treatments and therapies that use Naturopathy or Homoeopathy are not covered by ICICI Lombard Travel Insurance.
• Any claims resulting from involvement in sports will not be covered by the insurer.
• The insurer won’t cover costs associated with corrective procedures like cosmetic or plastic surgery
• ICICI Lombard will not pay for the expense of rest or recuperation at a wellness centre or spa.

ICICI Lombard Travel Insurance Claim

Cashless Claims Registration:

• Only at an ICICI Lombard network hospital can cashless claims be used. Travel Protection
• By phone, email, or fax, notify ICICI Lombard’s Assistance Service Provider (ASP) of your hospitalisation.
• Send the ASP a pre-authorization request.
• The ASP will compare your claim to the terms of the policy and send treatment pre-authorization.
• After completing all necessary treatments, leave the hospital.
• The hospital bills would be paid in full by ICICI Lombard.

Reimbursement Claims

For occurrences like passport theft, delayed check-in luggage arrival, house burglary, trip cancellation and interruption, hijack distress allowance, and many others, reimbursement claims can be made through ICICI Lombard Travel Insurance. To submit a refund claim under ICICI Lombard travel insurance, follow the instructions listed below:

• Let the ASP at ICICI Lombard know about your claim.
• Complete the ICICI Lombard Travel Insurance claim form.
• Send the claim form and the necessary documentation to the ASP.
• Your claim will be evaluated by the ASP in light of your policy coverage.
• Within 15 days, ICICI Lombard will pay you the claim amount.

Documents Required for Claiming ICICI Lombard Travel Insurance

• properly filled out claim form
• Original boarding pass, flight ticket, or passport photocopy with the dates of travel.
• Original police report or photocopy of the FIR, if any, along with all bills and payment receipts
• the insured’s name and the dates of their treatments are mentioned in medical records and hospital discharge summaries. (In the event of medical costs)
• prescriptions for medications, bills, and payment receipts (if there were medical costs involved)
• In the event of death, a photocopy of the insured’s death certificate
• Property Irregularity Report from the common carrier used by the insured (in the event of lost or delayed checked baggage)

How to Apply for ICICI Lombard Travel Insurance?

Both online and offline purchases of ICICI Lombard travel insurance products are possible:

• Visit ICICI Lombard’s website for further information. Travel Protection
• Visit Travel Insurance and choose the package you desire to purchase.
• Enter the dates of your trip and the region you’ll be visiting. Then, check the premium quotation and complete the proposal form.
• Review all the information, including the nominee’s name.
• Choose a reliable method for paying the premium and do so.
• Download a copy of your ICICI Lombard travel insurance policy.

ICICI Lombard Travel Insurance Customer Care

icici lombard travel insurance customer care is 1800 2666.

ICICI Lombard Travel Insurance Renewal

Online travel insurance policy renewal with ICICI Lombard is quite simple. You only need to take the steps for renewal listed below:

• Visit the ICICI Lombard Travel Insurance website.
• Select Travel Policy under Renewals.
• Type in your policy number to continue.
• Online premium payment is required.
• Save a copy of your updated travel insurance policy to your computer

FAQ – ICICI Lombard Travel Insurance