Link Kotak RuPay Credit Card on UPI,Kotak Mahindra Customers can Seamlessly use RuPay Credit Cards on UPI,How to Link RuPay Credit Cards on UPI,Popular Kotak Mahindra Bank RuPay Credit Cards,Metro Kotak Credit Card,Kotak Veer Select Credit Card.
Indian citizens can now effortlessly link their RuPay credit cards with UPI and use them to make payments, according to a recent announcement from the NPCI. Customers of Kotak Mahindra Bank can now link their RuPay credit card to UPI and begin making payments to businesses using POS devices and QR codes. The majority of major card issuers had already launched this option for their users.
Customers at Kotak Mahindra Bank have a choice of seven RuPay cards that they can use to conduct UPI transactions quickly with different businesses. People may now easily obtain credit without always having a physical credit card, which is a positive improvement. However, they can still use their credit card purchases to accrue reward points and milestone rewards.
To learn more about this development and how to use your RuPay credit card to make payments via UPI, continue reading.
Kotak Mahindra Customers can Seamlessly use RuPay Credit Cards on UPI
Customers can obtain a Kotak RuPay card and use it to make UPI payments as soon as the NPCI and Kotak Mahindra Bank announced that RuPay credit cards can now be used with UPI-enabled apps. They can now access credit without having to travel about with a physical credit card thanks to this.
Small businesses who couldn’t accept card payments, particularly those in rural and semi-rural areas, could benefit greatly from this as well. This is an important milestone for the UPI and RuPay networks since it gives users more purchasing power and convenience by allowing them to use their credit cards to conduct transactions through UPI at any time, anywhere.
How to Link RuPay Credit Cards on UPI
To link their RuPay credit card to UPI, Kotak Mahindra Bank credit card holders must take the following actions:
- Launch the UPI app and sign in to your account.
- In the Profile menu, select Payment Methods.
- Pick the choice. RuPay Credit Card Link
- Select your credit card, then Kotak Mahindra Bank.
- After providing the required information, click Confirm.
- To set up your passcode, click Set PIN under the Kotak Credit Card.
- The Kotak RuPay credit card will be prepared to make UPI payments after setting up the UPI PIN.
How to Make UPI Payments with Kotak RuPay Credit Cards
To use your Kotak RuPay credit card to make UPI payments, just follow these steps:
- Utilize your app’s scanner to read the merchant’s UPI QR Code.
- Enter the payment amount.
- To make a payment, pick the RuPay credit card account.
- To make the payment, enter and validate the UPI PIN.
Popular Kotak Mahindra Bank RuPay Credit Cards
The well-known Kotak Mahindra RuPay credit cards that you may use for UPI payments are as follows:
Myntra Kotak Credit Card:
For devoted Myntra customers, the co-branded Myntra Kotak credit card is a respectable option. This card has a Rs. 500 registration fee and offers a special discount on Myntra purchases in addition to other benefits.
- 500 in Myntra gift cards as a welcome bonus
- 5% off Myntra purchases and 5% back on partner products
- Complimentary Membership in the Myntra Insider program, which offers two free PVR movie tickets as milestone perks
- Waiver of renewal cost and 1% fuel surcharge
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IndianOil Kotak Credit Card
The Kotak Bank and IndianOil co-branded fuel credit card has a Rs. 449 membership fee and provides the customer with a number of fuel-related benefits. You can earn accelerated reward points on fuel, eating, groceries, and other purchases at every Indian Oil location throughout the country.
- As a welcome bonus, 1000 reward points
- each Rs. 150 spent on fuel, 24 RPs.
- Spending on groceries and meals costs 12 RPs, while other expenses cost 3 RPs for every 150 rupees.
- Personal injury protection insurance
- Waiver of renewal cost and 1% fuel surcharge
Metro Kotak Credit Card
For operators of hotels, restaurants, caterers, and kirana stores, the Metro Kotak credit card is ideal. Customers who purchase their retail or company needs from Metro Wholesale are the target market for this co-branded card from Kotak and Metro, which has no joining or yearly charge. The card is only available to Metro members in good standing.
- Members of Metro Wholesale receive a 500 cashback credit card that is free forever as a welcome perk.
- 0.5% cashback on monthly spending under Rs. 5 lakhs and 1% cashback on monthly spending of Rs. 5 lakhs or more than 25%
Kotak Veer Select Credit Card
Exclusively for members of the Indian military services, the Kotak Veer Select credit card recognizes their dedication to safeguarding our nation. They can use the card to make necessary purchases at special rates and discounts and accumulate reward points in the process.
- IHO membership worth Rs. 8500 is provided as a welcome bonus.
- 3 RPs for every Rs. 200 spent elsewhere, compared to 9 RPs for cinema tickets, department stores, and groceries.
- 8 free domestic lounge visits per year, with a maximum of two each quarter
- 2.5% at IRCTC Booking Counters and 8% on the IRCTC website are waived railway surcharges.
- Waiver of the 1% fuel surcharge and the yearly fee
FAQ – Kotak Mahindra Bank Customers can Now Link their RuPay Credit Cards to UPI
Q.1 Can I use my Kotak credit card for UPI payment?
Due to a partnership between Kotak Mahindra Bank and National Payments Corporation of India (NPCI), users of UPI-compatible apps can now utilize their RuPay Credit Cards on UPI. Physical credit cards are no longer required thanks to this connection, which also has benefits like ease of use and security.
Q.2 How can I add Kotak credit card in Google Pay?
Select Add card under Profile Payment Methods.
the cardholder’s name and billing address, as well as the Kotak Card number, expiration date, and CVV.
Click Save.
OTP can either be manually typed or automatically read.
The card can be used for transactions once it has been confirmed.
Q.3 Can we add Kotak credit card to PhonePe?
The best way to add a credit card in PhonePe. View the section “All Payments Instruments” under the heading “Payment Instruments” on the PhonePe app, and then click “Add New.” Enter the validity, card number, and CVV.
Q.4 Can I Pay QR code with Kotak credit card?
The customer must then enter their 6-digit mPIN to access the Kotak Mahindra Bank app. The customer must click on the Kotak Mahindra Bank Scan & Pay symbol to start the payment process. scan the QR code after that. On the app, choose your credit card or debit card to complete the transaction.