Reliance Travel Insurance Features, Eligibility Criteria, Product Benefits, How To Buy
The Insurance Alerts Excellence Awards presented the Insurer the Asia’s Best Insurance Company Award in 2020. Numerous worldwide travel insurance options are available from Reliance General Insurance Company, including policies for people traveling alone, with their families, as students, or as older citizens. You should purchase Reliance travel insurance since it offers thorough protection to all travelers up to the age of 90.
Why Choose Reliance Travel Insurance?
Reliance General Insurance Company offers simple compensation in two ways: either the medical costs spent will be returned to the traveller later, or, in the event that the traveller has been hospitalized for longer than 24 hours, the insurer will immediately settle the bills with the hospital.
Features of Reliance Travel Insurance Plans
There are several reasons why you may choose Reliance Travel Insurance for your travel insurance needs. Here are some key factors that make Reliance a popular choice:
- Comprehensive coverage: Reliance Travel Insurance offers comprehensive coverage for a wide range of travel-related risks. Whether it’s medical emergencies, trip cancellation or interruption, loss of baggage, passport loss, personal accident, or other contingencies, Reliance aims to provide extensive protection during your travels.
- Customizable plans: Reliance understands that every traveler has unique requirements. They offer customizable plans that allow you to select coverage options based on your specific needs. This flexibility ensures that you can tailor the insurance policy to match your travel preferences and budget.
- Wide range of policy options: Reliance offers various travel insurance plans, including single trip plans, multi-trip plans, family plans, and senior citizen plans. This wide range of options caters to different types of travelers and provides flexibility in choosing the right policy for your travel needs.
- Global network of assistance: Reliance has a vast network of assistance providers across the globe, ensuring that you receive prompt and reliable support in case of any travel emergencies. This network includes medical service providers, assistance helplines, and other support services to assist you during your trip.
- Easy and quick claims process: Reliance aims to make the claims process as seamless as possible. They provide a user-friendly online claims platform, allowing you to submit and track your claims easily. Additionally, their customer support team is available to guide you through the process and provide timely assistance.
- 24/7 customer support: Reliance has a dedicated customer support team that is available 24/7 to assist you with any queries or emergencies. Whether you need help with understanding policy coverage, making a claim, or seeking assistance during your trip, their support is just a phone call away.
- Reputation and reliability: Reliance General Insurance is a reputable insurance provider with a strong presence in the market. They have a track record of providing reliable insurance products and excellent customer service. Choosing Reliance Travel Insurance gives you the assurance of being backed by a trusted insurance company.
- coverage for up to 6 months, with the option of renewing for another 6 months
- Seniors up to the age of 80 are exempt from medical examinations.
- provides coverage for life-threatening diseases under reported pre-existing conditions for people up to age 70.
- Customised travel insurance policies that are focused on the target nation, such as the Schengen and Asia travel insurance programmes
- Booking a travel insurance policy immediately online (or by phone at 1800 3009 Toll Free)
- Purchases of travel insurance from Reliance General Insurance require no paperwork.
Benefits of Reliance Schengen Travel Insurance
| Benefits | Coverage Amount | |
| Basic | Standard | |
| Medical expenses | $ 30,000 | $ 50,000 |
| Dental treatment | $ 500 | $500 |
| Loss of passport | NIL | $300 |
| Total Loss of checked-in baggage | NIL | $500 |
| Delay of checked-in baggage | NIL | $100 |
| Personal Accident | $ 10,000 | $15,000 |
| Accidental death (common carrier) | NIL | $2500 |
| Personal Liability | NIL | $50,000 |
| Compassionate Visit | NIL | Return Fare for one person from spouse, child, or family doctor |
Travel Insurance products
- Schengen Travel Insurance
- Student Travel Insurance
- Asia Travel Insurance
- Senior Citizen Travel Insurance
- Annual Multi Trip Insurance
more detalis of travel insurance products given below
Schengen Travel Insurance:
The Reliance Travel Care – Schengen Policy is intended exclusively for travellers who are travelling within any of the Schengen nations, as the name implies. Popular Schengen nations include Austria, Denmark, France, Germany, Italy, Netherlands, and Switzerland.
The Schengen Travel Insurance Policy has the following features:
- As required by the Schengen Visa, there must be a minimum of €30,000 in insurance.
- Your claims will be settled quickly and painlessly in euros.
- Automated policy extensions (30 days) for medical crises, evacuations, and common carrier delays (up to seven days) for your international travel insurance policy
Student Travel Insurance:
Nowadays, studying abroad is common. You gain fresh possibilities, new encounters, and a feeling of independence. What occurs if you become unwell and must miss a semester? A student insurance becomes necessary at this point. We have student-specific Reliance Student Travel Insurance in place to protect you. The book’s primary characteristics, which make it essential for all students, are as follows:
- Obtain complete peace of mind in times of need
- Simple and straightforward claim resolutions
- Customised policy period length in accordance with academic course criteria
- No medical exam is necessary
- coverage for unexpected medical costs and evacuation to India in the event of illness, injury, or death
- includes the price of obtaining a replacement or additional passport in the event of loss.
- In the event that a medical condition interferes with your education, your current semester’s tuition will be refunded.
- compensation for passing away or becoming permanently disabled while using a common carrier
- If your education sponsor dies as a result of an accident, your tuition will be reimbursed.
Asia Travel Insurance:
Off to explore stunning locales in Asia? Consider purchasing the Reliance Travel Care – Asia Policy without a doubt. The Asia Travel Insurance insurance is intended exclusively for tourists exploring Asia, as the name implies.
- coverage for existing conditions in cases of imminent danger
- All of Asia is covered, with the exception of Japan, which is covered by the foreign travel insurance plan.
- Quick and simple resolution of your claims
- Automated policy extensions for evacuation or medical issues (30 days) and common carrier delays (up to 7 days)
Senior Citizen Travel Insurance:
Don’t allow becoming older prevent you from travelling. We hope to make your journey easier with the Senior Citizen journey Insurance Policy. You can now take the older family members on the vacations that have been waiting to happen.
- Specifically created for older persons 61 to 70 years old, the international travel policy
- Travel insurance premiums are reasonable and there is no paperwork, which reduces the burden of organising a vacation.
- Automatic policy extensions for your travel insurance in the event of medical crises, evacuation, or common carrier delay (up to 7 days).
- coverage for existing conditions, especially those that pose a serious risk to one’s life
Annual Multi Trip Insurance:
Do you frequently go abroad? Do you have a tonne of frequent flier miles? Get our Annual Multi-Trip Insurance Policy if the answers to both of these questions are affirmative. You don’t have to worry about enrolling for foreign travel insurance every time because it offers coverage for several journeys over the course of a year
Things to Know About Reliance Travel Insurance
| Categories | Specifications |
| Trips Covered | International |
| Claim Settlement Ratio | 94% (FY 2019-2020) |
| Network Hospitals | 7300+ |
| COVID-19 Cover | Available |
| Cashless Treatment | Available |
| In-house Claim Settlement | Available |
| Claim Assistance | 24×7 |
| Awards/Recognition | Asia’s Best Insurance Company by Insurance Alerts Excellence Awards 2020 |
Inclusions under the Reliance Travel Insurance plan
Medical Expenses:Hospitalisation costs spent for the treatment of a sickness or injury will be covered by the insurance. It also covers the price of emergency ambulance services, hospital transportation, and returning the body’s remains to India.
Dental Treatment: It pays for the price of dental care needed for immediate pain alleviation.
Loss of Passport: If the insured loses their original passport, the insurer will cover the expense of getting a duplicate or replacement passport.
Total Loss of Check-in Baggage:If the airline on which the insured was flying loses or misplaces their checked baggage, the airline will make up the difference.
Trip Delay: If the insured’s flight is delayed for more than 12 hours, the insurer will pay compensation.
Personal Liability:If an accident or damage is caused to a third party’s property or person, Reliance General Insurance will cover the insured’s legal liability.
Compassionate Visit:The insurer will pay for one member of the insured’s immediate family to come home if the insured is hospitalised overseas for more than seven days.
Home Burglary Insurance:Reliance General Travel Insurance will cover the cost of the lost goods in the event that the insured’s home is broken into while he is away from home.
Financial Emergency Assistance: The insurer will offer them financial support if the covered traveller is mugged or robbed of his money.
Personal Accident:In the event that an accident overseas results in the insured person’s demise or permanent disability, Reliance General Insurance will provide compensation.
Bail Bond: Reliance General Insurance will arrange the bail sum on your behalf in the event that the insured student is detained or arrested by law enforcement or judicial authorities for an offence that is subject to bail.
Study Interruption: The insurer will pay the current semester’s tuition fees if an insured student is hospitalised and unable to attend classes.
Sponsor Protection:In the event that the insured’s sponsor perishes in an accident, the insurer will reimburse the university for the advance tuition fees.
Exclusions under the Reliance Travel Insurance Plan
Pre-existing diseases:Any claims resulting from undeclared pre-existing conditions will not be covered by the insurer.
Life-threatening conditions:Only travellers up to the age of 70 are covered for life-threatening conditions if they are a direct result of a pre-existing ailment that has been disclosed.
Specific diseases:Reliance travel insurance policies do not pay for medical expenses for illnesses or injuries brought on by alcohol or drug addiction, venereal infections, HIV/AIDS, mental illness, sadness, stress, or anxiety.
- Reliance General Insurance’s travel insurance products do not provide any emergency coverage if the policyholder is travelling.
- Against the advice of the doctor
- to receive medical care abroad
- receiving a specialised medical treatment or being on a waiting list for one despite having a medical ailment and being terminally sick
- If the loss is not reported to the local police promptly or if the passport was left unattended, the insurer will not pay the costs necessary to obtain a new passport.
- The travel insurance from Reliance does not cover partial baggage loss or damage.
- In the event that a war or nuclear assault is imminent in the country of travel, the insurer will not cover any costs.
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How Can Apply for Reliance Travel Insurance Plans?
Applying for a travel insurance plan with Reliance General Insurance is a quick and easy process. Look at the following steps to purchase the finest travel insurance coverage online since there is no paperwork involved with the company:
- You can access Reliance General Insurance Company’s official website.
- Choose a Reliance travel insurance plan that suits your needs by perusing the many travel insurance options.
- Once you’ve decided on a plan, you check the price.
- Complete the proposal form and check the information you’ve provided.
- Online premium payment is required.
- The Reliance travel insurance policy can be downloaded or it will be sent to your registered email address.
FAQ – Reliance Travel Insurance Plans
Can we cancel Reliance travel insurance?
The policy will be cancelled one working day after the email (and post-start date passport copy) are received. There will be a Rs 300/- cancellation fee in both situations. The refund payment will be delivered via postal service or courier to the Indian mailing address specified in the policy.
Can I register a Reliance Travel Insurance claim after returning back to India?
Yes. If the policy expiration date is earlier than 30 days after your return to India, you may file a claim for your Reliance travel insurance coverage.
What is the maximum days for travel insurance?
There are plans available up to 360 days, however the majority of insurance companies only offer coverage for 180 days, which can be extended for another 180 days if there is no claim.
Does travel insurance cover no show?
Yes, as long as the missing flight or connection wasn’t your fault, you should be able to make a claim on your travel insurance. But you’ll only receive payment for the price of the initial ticket.