Hdfc solitaire credit card is exclusive card for an women shopping.
Reward Points
Earn 3 reward points = Rs 150
You can earn 50 more Reward Points when swiping for dining and groceries. This benefit is available only if the Merchant Category Code of the outlet is’Restaurant’or’Grocery’. Restaurants in hotels, malls and department stores don’t fall under this category
Shopping
Get vouchers worth Rs 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year
Cash Back
Redeem your reward points for cash back against outstanding amount on your Credit Card-100 points = Rs 20
Fuel Surcharge Waiver
1 fuel surcharge waiver at all fuel stations across India
(on transaction between ₹ 400 and ₹5000. Max waiver of ₹ 250 per statement cycle)
Zero liability on loss of the card
• If you lose the card, you carry no liability on fraudulent deals when you report the loss to the bank directly.
• Cover your card against unauthorised use with the EMV Chip technology
Annual fee
Joining fee =Rs. 500+ gst
Annual fee =Rs. 500+gst (2nd year onwards)
Spend ₹50000 in a year and get a waiver of coming year’s annual membership fee
Charges
• Interest rate = 3.49 %per month.
• Cash withdrawal fee = 2.5%of the withdrawn amount.
• Foreign currency transaction fee = 3.5%.
• Overlimit charges = 2.5% of the overlimit amount.
• Cash processing charge = Rs. 100.
Late payment charges
1. For statement balance lower than 100 – O
2.Rs. 100 toRs. 500 –Rs. 100
3.Rs. 501 toRs.5000 –Rs. 400
4.Rs. 5001toRs.10000 –Rs. 500
5.Rs.10001 and above –Rs. 750
Payment return charges = 2.5%.
Eligibility Criteria
The eligibility criteria for the HDFC Teachers Platinum credit card is
Age
1. Salaried Employees = 21 years-60 years.
2. Self Employed = 21 years-65 years.
Documents required
1. Bank statement
2. Salary slips
3. IT papers
4. National Identity
5. Permanent residence evidence