Tata Neu HDFC Bank Credit Cards : One of the most reputable financial institutions when it comes to credit cards and the largest private sector bank in India, HDFC Bank, has been expanding its product line. The RBI lifted the ban on HDFC Bank introducing new credit card users last year. As a result, IRCTC, Paytm, and two variations of Tata Neu—Tata Neu Plus and Tata Neu Infinity—all introduced co-branded cards with HDFC Bank.

These new credit cards are perfect for people who shop frequently and consider it an essential aspect of their way of life. Some customers get the opportunity to receive Tata Neu HDFC Bank cards for free for life or for the first year as a limited-time promotion. Continue reading to learn more about how to obtain the Tata Neu HDFC Bank lifetime free credit cards as well as its exclusive perks and benefits for cardholders.

How can I obtain Tata Neu Lifetime Free Cards from HDFC Bank?

The lifetime free offer on the Tata Neu co-branded credit cards isn’t available to everyone, first and foremost. While some people receive the free credit card offer for life, others only receive it for the first year. Additionally, some people must pay the annual costs of Rs. 499 for Tata Neu Plus and Rs. 1499 for the Tata Neu Infinity version because they are not eligible for any offers.

On the HDFC Bank website or the Tata Neu App, you may see the offer and apply for the card.

On The Tata Neu app

• Open the website using a mobile browser or download the Tata Neu mobile application.
• Use the required information to register on the application.
• Select Money from the home screen, then select Credit Cards.
• Along with the current deal, you will see information about the Tata Neu Plus and Infinity credit cards.
• The Lifetime Free offer is made available to some people.
• Some people receive the First Year Free offer, but they must pay the renewal cost the following year.
• You can use the application to instantly apply for credit cards after determining your eligibility.

On The HDFC BANK Website

The Tata Neu credit cards may also be applied for straight through the bank website.

• To access the official HDFC Bank website, click this link.
• For authentication, enter your phone number and other KYC information.
• Select the Tata Neu Infinity or Tata Neu Plus model that you want to apply for.
• Send in your application, then wait while it is processed.

Joining/Annual fee is both of you.

1)Tata Neu Plus HDFC Bank Credit Card:

Joining/Annual fee of 499+ taxes. Waived off on annual spending of 100,000.

2)HDFC Tata Neu Infinity Credit Card:

Joining/Annual fee of 1499+ taxes. Waived off on annual spending of 300,000.

Tata Neu HDFC Bank Credit Cards – Benefits & Features

Welcome Benefits:You can get Rs. 499 in NeuCoins and Rs. 1,499 in NeuCoins on the Tata Neu App as a refund of your first year’s membership costs with the Tata Neu Plus HDFC Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card, respectively. However, this will only be valid for the first transaction made within 30 days of the card’s issuance, and you’ll have 60 days to claim it inside the Tata Neu App.

Reward Points:Both credit cards provide reward points in the form of NeuPoints, where 1 NeuPoint is equal to 1 Re, and where you can spend your NeuCoins to make purchases from well-known brands on the Tata Neu App or Website. See the table below for more information:

Tata Neu Plus HDFC Bank Credit Card	Tata Neu Infinity HDFC Bank Credit Card
On non-EMI purchases of Tata Neu and partner Tata brands, 2% is given back as NeuCoins.	On non-EMI purchases of Tata Neu and affiliated Tata products, 5% is given back in NeuCoins.
on non Tata brand purchases and all merchant EMI purchases,1% is given back as NeuCoins.	on non-tata brand purchases and any merchant EMI purchases,1.5% is given back as NeuCoins.
Additional 5% is given back in NeuCoins on purchases made through the Tata Neu app or website after downloading the app and signing up for Tata NeuPass	Additional 5% back in NeuCoins on purchases made through the Tata Neu app or website after installing the app and signing up for the Tata NeuPass.

Complimentary Lounge Access:

• The Tata Neu Plus HDFC Bank Credit Card offers four complimentary visits to domestic lounges every calendar year (one every three months). For this option, you will be charged Rs. 2 (VISA/RuPay) for lounge entry.
• In contrast, the Tata Neu Infinity HDFC Bank Credit Card offers 8 domestic lounge visits annually (two in each quarter), with a fee of Rs. 2 (VISA/RuPay) for each visit.
• For RuPay Card holders outside of India, four complimentary lounge visits (1 per quarter) are allowed each year. A transaction fee of $3.25 will be applied to your credit card and then reversed.
• For the Visa Card, the priority pass entitles you to four complimentary visits to an international airport lounge per calendar year (one visit every three months).

Fuel Surcharge Waiver:

You can get 1% off the fuel fee with either card at any petrol station in India (with a minimum purchase of Rs. 400 and a maximum transaction of Rs. 5,000). 500 rupees maximum each statement cycle for waivers.

Annual Fee Waiver:For the Tata Neu Infinity HDFC Bank Credit Card, your renewal charge is waived if you spend Rs. 3,00,00 or more in a year; for the Tata Neu Plus HDFC Bank Credit Card, it is waived if you spend Rs. 1,000,000 or more in a year.

Additional Benefits:

Zero Lost Card Liability:You should contact the 24-hour customer service line right once if your Tata Neu HDFC Bank credit cards are lost or stolen.

Interest-Free Period:You can benefit from an interest-free period of up to 50 days starting on the date of purchase on your Tata Neu Plus HDFC Bank Credit Card.

Revolving Credit:Your Tata Neu HDFC Bank credit cards offer this opportunity at a low interest rate. Consult the section on fees & charges for additional information.

who should get these card?

Taj Neu Customers of HDFC Bank Credit Cards can redeem amazing reward points on Tata New and affiliated Tata brands. Both cards offer extra perks in addition to reward points, including waivers of fuel surcharges, annual fees, and welcome bonuses worth Rs. 499 and Rs. 1,499, respectively. These incentives help to offset the annual price. Furthermore, if you frequently travel, you can benefit from these credit cards’ free airport lounge access. In conclusion, these cards are the best choice if you wish to receive all reward points in the form of NeoCoins, where 1 NeoCoin is equal to 1 Re and can be exchanged for many different things, like AirAsia India, Croma, and Westside.

Conclusion

The co-branded credit cards from HDFC Bank and Tata Neu are ideal for fans of both companies because they give respectable cashback on purchases, particularly at Tata partner brands. The Tata Neu credit card is currently free for life, however some people only receive it for the first year and must pay a renewal charge.

On the Tata Neu mobile application or directly through the HDFC Bank website, you may view the card’s data, your available offers, and submit an application. The Tata Neu co-branded cards are excellent if you’re looking for a card that offers respectable cashback, especially if you’re a fan of Tata and its partner companies.

If you’re interested in receiving lifelong free Tata Neu HDFC Bank credit cards, let us know in the comments area.